HSBC Premier World MasterCard - Mileage and Travel Rewards Credit Card | HSBC
Enjoy Premier benefits around the corner and around the globe
Exclusively for our HSBC Premier Clients1, the HSBC Premier World MasterCard® is accepted at millions of locations around the world. With no pre-set spending limit2, you can make purchases above your revolving credit line with no over the credit limit fee. And no foreign transaction fees3 means you'll save on your purchases abroad. HSBC Premier credit card customers also enjoy:
- No annual fee3
- A variable 12.99%3 APR on purchases, balance transfers and credit card checks
- A best in class mileage/travel Rewards credit card. Our Card offers a flexible Rewards Program with first-rate dining, cash back and travel opportunities - including airline tickets with no blackout dates.
- Enjoy access to World MasterCard® Concierge Service6, providing assistance with worldwide travel arrangements, dinner reservations, and much more.
- As a new Premier World MasterCard® customer, earn 25,000 Rewards Program Bonus Points after spending $1,500 in the first three months from Account Opening5
Rich Rewards Program
HSBC Premier World MasterCard® Rewards Program Points5 never expire and are not capped. You earn one Point for every new, net dollar in credit card purchases and 25,000 Rewards Program Bonus Points after spending $1,500 in the first three months from Account Opening5.
Choose rewards that suit your lifestyle like adventure experiences and vacation packages. Fly almost anywhere, anytime with no blackout dates or seat restrictions. Or simply enjoy cash back or a variety of other Rewards options.
As a valued Premier customer, we recognize that your time is valuable and you need easy access to services that can help simplify your busy life. With Premier World MasterCard® Concierge Service6, let us make your dinner reservations, purchase tickets to events, coordinate business arrangements worldwide, locate hard-to-find items, buy and deliver gifts and much more. For convenience, the cost of goods or services can be billed to your Premier World MasterCard®. To learn more, speak to an HSBC Premier Concierge representative any time, any day, by calling 888.314.5132.
HSBC Premier Privileges
With HSBC Premier Privileges you will have exclusive access to a variety of special merchant offers in the Travel & Leisure, Dining, Shopping and Health & Beauty categories.
- Exceptional worldwide offers from hotels, resorts, airlines, cruiselines and travel package providers
- Culinary experiences across cuisines and countries
- Extraordinary discounts on fashion, health and beauty, home and garden
- Unique experiences with the best in events and performances, local attractions and more
Peace of mind anywhere you go
If the unexpected happens while you're traveling, the HSBC Premier World MasterCard® provides a worldwide safety net. If your card is lost or stolen, you'll have no liability for unauthorized use and your family's supplementary cards offer them the same protection.
Additional international features include:
- Identity Fraud Expense Reimbursement4
- Coverage for lost, damaged or delayed luggage4
- MasterRental® Insurance4 provides collision/damage waiver for car rentals
Become a Premier client
Apply for a Premier relationship today to become eligible for the HSBC Premier World MasterCard®. If you are already a Premier client, log on to Personal Internet Banking to start the credit card application process now.
Summary of Terms can be accessed here.
1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
2 No pre-set spending limit: This does not mean that all charges will be approved. Each time you make a charge, we will evaluate it for approval including charges in excess of your Revolving Credit Line. You must pay the amount that exceeds your Revolving Credit Line by your next payment due date. Prior to you making purchases above your Revolving Credit Line, consider contacting your Relationship Manager.
3 The information about the costs and benefits of the card described is accurate as of 10/22/2014. The variable Purchase APR applies to credit card purchases and is 12.99%. The variable Balance Transfer APR applies to balance transfers and credit card checks and is 12.99%. The variable Cash APR applies to cash advances and overdrafts and is 24.99%. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Cash Advance Fee of either $5 or 3%, whichever is greater, maximum $50 fee, will apply on each cash advance transaction. A Balance Transfer Fee of either $5 or 3%,whichever is greater, maximum $50 fee, will apply on each balance transfer and credit card check. There is no Annual Fee, Overdraft Transaction Fee, or Foreign Transaction Fee.
We may change the terms on your Account. This may include changing, adding, or removing terms. We may do this in response to the legal, business, competitive environment or other reasons not listed here. We may increase the interest rate on existing balances in limited circumstances. Changes to some terms may require at least 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Account.
4 Provided by MasterCard. Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with MasterCard, or HSBC Bank USA, N.A.. Full details will be sent when you become a customer.
5 The 25,000 Rewards Program Bonus Points ("Rewards Bonus Points") offer applies to new, net retail purchases using your HSBC Premier World MasterCard® when you charge the qualifying amount or more, within the first three (3) months from credit card Account opening ("Promotional Period"). The 25,000 Rewards Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts.
6 The World MasterCard® Concierge Service is provided by Aspire lifestyles. Certain restrictions, limitations and exclusions may apply. This service is administered by a company not affiliated with HSBC Bank USA, N.A.
HSBC Premier World MasterCard® credit cards are issued by HSBC Bank USA, N.A. HSBC Premier World MasterCard® credit card requires an HSBC Premier relationship and is subject to credit approval.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
To qualify for an HSBC Premier relationship, you are required to:
- Open an HSBC Premier Checking account and
- Maintain $100,000 in combined US personal deposit and investment balances
Not ready to begin a Premier relationship?
HSBC Advance can help you get there.
Note: Business owners may use their commercial balances to qualify for personal Premier membership. Clients who maintain the required minimum balance avoid a monthly maintenance fee of $50. Please contact Premier Service Center for information regarding qualifying commercial balances.
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