HSBC Premier World MasterCard - Mileage and Travel Rewards Credit Card | HSBC
Enjoy Premier benefits around the corner and around the globe
Designed specifically for our HSBC Premier Clients1, the HSBC Premier World MasterCard® credit card is accepted at millions of locations around the world. And no foreign transaction fees means you'll save on your purchases abroad. HSBC Premier World MasterCard® credit card customers also enjoy:
- No annual fee for qualified Premier customers† 2.
- A variable APR of 13.24% or 17.24%† 2 will apply to card purchases, balance transfers and credit card checks.
- A best in class mileage/travel Rewards credit card. Our card offers a flexible Rewards Program with first-rate dining, cash back6 and travel opportunities - including airline tickets with no blackout dates.
- Enjoy access to World MasterCard® Concierge Service5, providing assistance with worldwide travel arrangements, dinner reservations, and much more.
- As a new Premier World MasterCard® customer, earn 40,000 Rewards Program Bonus Points after spending $2,500 in the first three months from Account opening7.
Rich Rewards Program
HSBC Premier World MasterCard® credit card Rewards Program Points4 never expire and are not capped. You earn one Point for every new, net dollar in credit card purchases and 40,000 Rewards Program Bonus Points after spending $2,500 in the first three months from Account opening4.
Choose Rewards that suit your lifestyle like adventure experiences and vacation packages. Fly almost anywhere, anytime with no blackout dates or seat restrictions. Or simply enjoy cash back or a variety of other Rewards options7.
As a valued Premier customer, we recognize that your time is valuable and you need easy access to services that can help simplify your busy life. With Premier World MasterCard® Concierge Service5, let us make your dinner reservations, purchase tickets to events, coordinate business arrangements worldwide, locate hard-to-find items, buy and deliver gifts and much more. For convenience, the cost of goods or services can be billed to your Premier World MasterCard® credit card. To learn more, speak to an HSBC Premier Concierge representative any time, any day, by calling 888.314.5132.
HSBC Premier Privileges
With HSBC Premier Privileges you will have exclusive access to a variety of special merchant offers in the Travel & Leisure, Dining, Shopping and Health & Beauty categories.
- Exceptional worldwide offers from hotels, resorts, airlines, cruiselines and travel package providers
- Culinary experiences across cuisines and countries
- Extraordinary discounts on fashion, health and beauty, home and garden
- Unique experiences with the best in events and performances, local attractions and more
Peace of mind anywhere you go
If the unexpected happens while you're traveling, the HSBC Premier World MasterCard® credit card provides a worldwide safety net. If your card is lost or stolen, you'll have no liability for unauthorized use and your family's supplementary cards offer them the same protection.
Additional international features include:
- Identity Fraud Expense Reimbursement3
- Coverage for lost, damaged or delayed luggage3
- MasterRental® Insurance3 provides collision/damage waiver for car rentals
Become a Premier client
Apply for a Premier relationship today to become eligible for the HSBC Premier World MasterCard® credit card. If you are already a Premier client, log on to Personal Internet Banking to start the credit card application process now.
†Summary of Terms can be accessed here
1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
2 The information about the costs and benefits of the card described is accurate as of 06/28/2016. The variable Purchase APR applies to credit card purchases and will be either 13.24% or 17.24%, depending on your credit worthiness. The variable Balance Transfer APR applies to balance transfers and credit card checks and will be either 13.24% or 17.24%, depending on your credit worthiness. The variable Cash APR applies to cash advances and overdrafts and is 25.24%. Your APRs may increase to the variable Penalty APR of 30.24% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Balance Transfer Fee of either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check. A Cash Advance Fee of either $5 or 3%, whichever is greater, will apply on each cash advance transaction. A $0 Annual Fee will apply for HSBC Premier World MasterCard® credit card account clients who have a qualifying U.S. HSBC Premier1 checking account relationship. A $95 Annual Fee will apply for HSBC Premier World MasterCard® credit card Account clients who no longer have a qualifying U.S. HSBC Premier1 checking account relationship. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. There is no Overdraft Transaction Fee or Foreign Transaction Fee. See Summary of Terms for details.
We may change the terms on your Account. This may include changing, adding, or removing terms. We may do this in response to the legal, business, competitive environment or other reasons not listed here. We may increase the interest rate on existing balances in limited circumstances. Changes to some terms may require at least 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Account.
3 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with MasterCard®, or HSBC Bank USA, N.A.. Full details will be sent when you become a customer.
4 The 40,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Premier World MasterCard® credit card when you charge the qualifying amount or more, within the first three (3) months from credit card Account opening ("Promotional Period"). The 40,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World MasterCard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after Promotional Period has ended for the Bonus Points to post to your Account.
5 The World MasterCard® Concierge Service is provided by Aspire lifestyles. Certain restrictions, limitations and exclusions may apply. This service is administered by a company not affiliated with HSBC Bank USA, N.A.
6 If you select cash back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name along or as a joint accountholder are eligible. For further details, see the HSBC Premier World MasterCard® credit card Guide to Benefits and Terms and Conditions brochure, provided when you become a customer.
7 All Reward option itmes are subject to limited availablility and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections,, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may susstitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
HSBC Premier World MasterCard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
To qualify for an HSBC Premier relationship, you are required to:
- Open an HSBC Premier Checking account and
- Maintain $100,000 in combined U.S. personal deposit and investment balances
Not ready to begin a Premier relationship?
HSBC Advance can help you get there.
Note: Business owners may use their commercial balances to qualify for personal Premier membership. Clients who maintain the required minimum balance avoid a monthly maintenance fee of $50. Please contact Premier Service Center for information regarding qualifying commercial balances.
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|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|
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We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.