HSBC Premier World MasterCard to fit your international travel needs | HSBC

 

HSBC Premier World MasterCard®

HSBC Premier

To apply or learn more call 866.909.1269, or

Apply online

The credit card that fits your global lifestyle

  • World-Class Benefits
    - No annual fee1
    - No foreign transaction fees1
    - No preset spending limit2
    - Competitive APR1
  • Rewards Program
    As a new Premier World MasterCard® customer, earn 25,000 Rewards Program Bonus Points3 after spending $1,500 in new, net card purchases in the first three months from Account opening. Redeem Points towards a variety of rewards such as credit towards airline tickets, frequent flyer miles at participating airlines, cash back, vacation packages and much more. Enjoy Points with no expiration dates or earnings cap4
  • Peace of mind anywhere you go
    In the unlikely event of losing your card when you travel, you can take advantage of emergency temporary credit card replacement or same-day cash advance almost anywhere you are in the world. Usage restrictions apply to the temporary card.
  • HSBC Premier Privileges
    Exclusive access to a variety of special merchant offers across the country and around the world

Summary of Terms can be accessed here.

HSBC Premier World MasterCard requires an HSBC relationship and is subject to credit approval. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

Investments are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Investment Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

1 The information about the costs and benefits of the card described is accurate as of 08/22/2014. The variable Purchase APR applies to credit card purchases and is 12.99%. The variable Balance Transfer APR applies to balance transfers and credit card checks and is 12.99%. The variable Cash APR applies to cash advances and overdrafts and is 24.99%. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Cash Advance Fee of either $5 or 3%, whichever is greater, maximum $50 fee, will apply on each cash advance transaction. A Balance Transfer Fee of either $5 or 3%,whichever is greater, maximum 50 fee, will apply on each balance transfer and credit card check. There is no Annual Fee, Overdraft Transaction Fee, or Foreign Transaction Fee.

We may change the terms on your Account. This may include changing, adding, or removing terms. We may do this in response to the legal, business, competitive environment or other reasons not listed here. We may increase the interest rate on existing balances in limited circumstances. Changes to some terms may require at least 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Account.

2 No pre-set spending limit: This does not mean that all charges will be approved. Each time you make a charge (except ATM cash advance transactions), we will evaluate it for approval including charges in excess of your Revolving Credit Line. You must pay the amount that exceeds your Revolving Credit Line by your next payment due date. Prior to making purchases above your revolving credit line, consider contacting your Premier Relationship Manager.

3 The 25,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net retail purchases using your HSBC Premier World MasterCard® when you charge the qualifying amount or more, within the first three (3) months from Account opening ("Promotional Period"). The 25,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.

4 HSBC Premier World MasterCard® Guide to Benefits and Terms & Conditions brochure will be supplied to all new customers following the receipt of their card.

HSBC Premier World MasterCard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require an HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

Premier eligibility

To qualify for an HSBC Premier relationship, you are required to:

  • Open an HSBC Premier Checking account and
  • Maintain $100,000 in combined US personal deposit and investment balances

Not ready to begin a Premier relationship?

HSBC Advance can help you get there.

Note: Business owners may use their commercial balances to qualify for personal Premier membership. Clients who maintain the required minimum balance avoid a monthly maintenance fee of $50. Please contact Premier Service Center for information regarding qualifying commercial balances.

Have a question?

Call our Customer Relationship Center
800.975.4722

Monday - Sunday 7:00am - 12:00am ET
Automated banking available 24/7
Lost Stolen 24/7

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
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