HSBC Competitive Banking Deposit Interest Rates

Banking Deposit Rates

HSBC Online Deposit Account APYs

Product Minimum
Balance To
Open
Account
Minimum Balance
To Obtain APY
Annual
Percentage
Yields (APYs)
These balance requirements and APYs will apply only to accounts
opened through this Internet site.
All Rates Effective: 12/02/2016
CHECKING
HSBC Premier checking * $1 $5 0.01%
HSBC Advance checking * $1 $5 0.01%
 
SAVINGS
HSBC Premier Savings * $1 $0 - $24,999.99 0.01%
HSBC Premier Savings * $1 $25,000 - $99,999.99 0.10%
HSBC Premier Savings * $1 $100,000 - $249,999.99 0.15%
HSBC Premier Savings* $1 $250,000 or more 0.15%
HSBC Advance Savings * $1 $0 - $14,999.99 0.01%
HSBC Advance Savings * $1 $15,000 - $49,999.99 0.05%
HSBC Advance Savings * $1 $50,000 - $74,999.99 0.05%
HSBC Advance Savings * $1 $75,000 or more 0.05%
HSBC Everyday Savings * $1 $1 or more 0.01%
 
ONLINE CDs
6 Months ** $1,000 $1,000 0.75%
9 Months ** $1,000 $1,000 0.01%
12 Months ** $1,000 $1,000 0.95%
18 Months ** $1,000 $1,000 0.05%
24 Months ** $1,000 $1,000 1.30%
30 Months ** $1,000 $1,000 0.10%
36 Months ** $1,000 $1,000 0.10%
48 Months ** $1,000 $1,000 0.15%

The balance requirements and APYs above will apply only to accounts opened through this Internet site.

* Interest rate and APY are variable and may change after account opening. Fees may reduce earnings on account.

** A penalty may be imposed for early withdrawal.

HSBC Telephone Deposit Account APYs

Product Minimum
Balance to
Open
Account
Minimum Balance
to Obtain APY
Annual
Percentage
Yields (APYs)
These balance requirements and APYs will apply only to accounts
opened over the telephone.
All Rates Effective: 12/02/2016
CHECKING:
HSBC Premier checking* $0 $5 0.01%
HSBC Advance checking * $0 $5 0.01%
 
SAVINGS:
HSBC Premier Savings * $0 $0 - $24,999.99 0.01%
HSBC Premier Savings * $0 $25,000 - $99,999.99 0.10%
HSBC Premier Savings * $0 $100,000 - $249,999.99 0.15%
HSBC Premier Savings * $0 $250,000 or more 0.15%
HSBC Advance Savings * $0 $0 - $14,999.99 0.01%
HSBC Advance Savings * $0 $15,000 - $49,999.99 0.05%
HSBC Advance Savings * $0 $50,000 - $74,999.99 0.05%
HSBC Advance Savings * $0 $75,000 or more 0.05%
HSBC Everyday Savings * $0 $1 or more 0.01%
 
CDs:
3 to 6 Months less 1 day ** $1000 $1000 0.01%
4 Months ** $1000 $1000 0.01%
6 to 9 Months less 1 day ** $1000 $1000 0.01%
7 Months ** $1000 $1000 0.01%
8 Months ** $1000 $1000 0.01%
9 to 12 Months exactly 1 year ** $1000 $1000 0.01%
11 Months ** $1000 $1000 0.01%
1 Year plus 1 day ** $1000 $1000 0.05%
13 Months ** $1000 $1000 0.05%
15 Month ** $1000 $1000 0.05%
2-4 years less 1 day ** $1000 $1000 0.10%
4-10 years less 1 day ** $1000 $1000 0.15%

* Interest rate and APY are variable and may change after account opening. Fees may reduce earnings on account.

** A penalty may be imposed for early withdrawal.

These balance requirements and APYs will apply only to accounts opened over the telephone.

The APYs noted here may differ from APYs offered within each branch.

Please contact Customer Service at 1.800.975.4722 to obtain branch rates and APYs.

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

Español

Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

廣東話

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普通话

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Other Languages

We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.

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