Travel Assistance | International Banking | HSBC
Learn more about travel assistance benefits for international banking from HSBC
Travel anywhere – your benefits will follow
As an HSBC Premier World MasterCard® credit card client, you'll have access to a wide range of travel assistance benefits that are designed to make your trip easier.
Global travel insurance
With the HSBC Premier World MasterCard® credit card, you can access a comprehensive package of Global Travel Services and benefits, including $1 Million Travel Accident Insurance1 which covers you, your spouse, and unmarried dependent children, when traveling on a common carrier.
Emergency financial assistance for travelers
Wherever you travel, we'll be there to assist you. As an HSBC Premier World MasterCard® credit card client your card can be instantly canceled and replaced with a temporary credit card2 the next day if it is lost or stolen, in most cases.
With an HSBC Premier relationship3, you can even receive up to U.S. $10,000 in emergency cash (or local currency equivalent)4.
International banking without boundaries
HSBC traveler benefits can save you time and money. The HSBC Premier World MasterCard® credit card is accepted at millions of locations worldwide, with no foreign transaction fees.5 You will also enjoy exclusive offers on travel, dining, shopping, and entertainment around the world.
The Premier World Debit MasterCard® card allows you to make purchases from your checking account everywhere MasterCard® is accepted – with no foreign transaction fees. It's safer than carrying cash and faster than writing checks, and you can access HSBC ATMs worldwide, most with no withdrawal fees.6
If you're an HSBC Premier client, many of these benefits are complimentary. Call us at 877.850.4722 or learn more about HSBC banking options.
Visit our FAQs page to learn more.
1 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with MasterCard® or HSBC Bank USA, N.A. Full details will be sent when you become a cardmember.
2 Usage restrictions apply to the temporary card.
3 To qualify for HSBC Premier, you need to open a Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
4 Dependent on your available balance; local country limitations may apply.
5 The information about the costs and benefits of the card described is accurate as of 01/20/2017. The information may have changed after that date. To find out what may have changed, call 1-888-662-HSBC(4722). A variable Purchase APR of 13.24% or 17.24%, depending on your creditworthiness, will apply to credit card purchases. A variable Balance Transfer APR of 13.24% or 17.24%, depending on your creditworthiness, will apply to balance transfers and credit card checks. The variable Cash APR applies to cash advances and overdrafts and is 25.24%. Your APRs may increase to the variable Penalty APR of 30.24% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Balance Transfer Fee of either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check. A Cash Advance Fee of either $5 or 3%, whichever is greater, will apply on each cash advance transaction. A $0 Annual Fee will apply for HSBC Premier World MasterCard® credit card Account customers who have a qualifying U.S. HSBC Premier checking account relationship. A $95 Annual Fee will apply for HSBC Premier World MasterCard® credit card Account customers who no longer have a qualifying U.S. HSBC Premier checking account relationship. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. There is no Overdraft Transaction Fee or Foreign Transaction Fee. See Summary of Terms for details.
We may change the terms on your Account. This may include changing, adding, or removing terms. We may do this in response to the legal, business, competitive environment or other reasons not listed here. Changes to some terms may require at least 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Account.
6 You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.
HSBC Premier World MasterCard® credit cards and HSBC Premier World Debit MasterCard® cards are issued by HSBC Bank USA, N.A., and require an HSBC Premier Relationship. The Premier World MasterCard® credit cards are subject to credit approval. To learn more, speak with an HSBC Premier Relationship Manager.
MasterCard® and the MasterCard brand are registered trademarks of MasterCard International Incorporated.
United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
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