Advice and tools
Advice and insight
As an HSBC client, you'll have access to a wide range of traveler benefits that are designed to make your trip easier.
With the HSBC Premier World MasterCard®, you can access a comprehensive package of Global Travel Services and benefits, including $1,000,000 USD (or local currency equivalent) in Travel Accident Insurance through MasterRental® Insurance1.
Wherever you go, we'll be there to assist you. As an HSBC Premier client, you can have your HSBC Premier World MasterCard® credit card instantly canceled and replaced with a temporary credit card the next day if it is lost or stolen, in most cases.
With an HSBC Premier relationship, you can even receive up to U.S. $2,000 emergency cash (or local currency equivalent) if you need it, or up to U.S. $500 in emergency cash with an HSBC Advance banking relationship.2
HSBC traveler benefits can save you time and money. The HSBC Premier World MasterCard® credit card is accepted at millions of locations worldwide, with no foreign transaction fees.3 You will also enjoy exclusive offers on travel, dining, shopping, and entertainment around the world.
The HSBC Premier Debit MasterCard® card allows you to make purchases from your checking account everywhere MasterCard® is accepted – with no foreign transaction fees. It's safer than carrying cash and faster than writing checks, and you can access HSBC ATMs worldwide, most with no withdrawal fees.4
If you're an HSBC Premier client, many of these benefits are complimentary. Call us at 877.850.4722 or learn more about HSBC banking options.
Visit our FAQs page to learn more.
1 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with MasterCard, Visa or HSBC Bank. Full details will be sent when you become a cardmember. Travel Accident Insurance through MasterRental® Insurance is provided by us and is underwritten by the Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies.
2 Dependant on your available credit; local country limitations may apply.
3 The information about the costs and benefits of the card described is accurate as of 05/24/2013. The information may have changed after that date. To find out what may have changed, call 1-800-395-2120. The variable Purchase APR applies to credit card purchases and is 11.99%. The variable Balance Transfer APR applies to balance transfers and credit card checks and is 11.99%. The variable Cash APR applies to cash advances and overdrafts and is 24.99%. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Cash Advance Fee of either $5 or 3%, whichever is greater, maximum $50 fee, will apply on each cash advance transaction. A Balance Transfer Fee of either $5 or 3%, whichever is greater, maximum $50 fee, will apply on each balance transfer and credit card check transaction. There is no Annual Fee, Overdraft Transaction Fee, or Foreign Transaction Fee.
We may change the terms on your Account. This may include changing, adding, or removing terms. We may do this in response to the legal, business, competitive environment or other reasons not listed here. Changes to some terms may require at least 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Account.
4 ATM transaction fees will not be charged at any HSBC-globally branded ATM with the exception of transactions initiated in the following countries: Argentina, Bermuda, France, Greece, Malta, Mexico, New Zealand, Panama and Turkey. However, foreign currency conversion rates may still apply to all transactions.
HSBC Premier World MasterCard® Credit cards are issued by HSBC Bank USA, N.A. The HSBC Premier World MasterCard® requires an HSBC Premier relationship andis subject to credit approval.
MasterCard® and the MasterCard brand are registered trademarks of MasterCard International Incorporated.
United States persons (including U.S. citizens and residents) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts including, for example, Form TD F 90-22.1 (Report of Foreign Bank and Financial Accounts ("FBAR")). U.S. persons should consult a tax adviser for more information.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
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