Home Equity Line of Choice credit information checklist | HSBC

Home Equity information checklist

The information you need to apply

To apply for an HSBC Home Equity Line of ChoiceSM, please have the following information at hand:

  • Social Security Number or Tax Identification Number
  • Date of birth
  • Current address including length at residence
  • Current email address
  • Monthly mortgage/rent payment amount
  • Annual income and employment information
  • Other income sources for yourself and co-applicant (if applicable)
  • Assets and property information, including purchase date and price, estimated value, mortgage holder, outstanding balance, monthly payment, taxes, insurance and all names on the deed

For line increases, please provide your current HSBC home equity line account number.

Documents you may need:

During the credit process, you may be asked to provide copies of the following, if applicable:

  • Copies of recent paystubs and W2s
  • Copies of recent bank statements
  • Copies of two years of Federal Tax returns, if self-employed
  • Copy of your escrow analysis statement if your first mortgage is with a lender other than HSBC
  • Copies of most recent property taxes if not escrowed
  • Copy of your most recent deed

If your property is a Cooperative (Co-op), you will be asked to furnish copies of your:

  • Complete signed proprietary lease
  • Stock certificates
  • Most recent Co-op corporation's financial statement
  • Monthly maintenance statement

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Have a question about your existing HELOC?

Call 866.435.7097

Mon - Fri (8:30am to 8:30pm ET)

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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