Rates | Home Equity Line of Choice | HSBC
Apply for a home equity line of credit now and be eligible for up to $400 Cash Back1
- Get $100 with an initial draw of $25,000 or more when you open a new Home Equity Line of Choice2
- Get an additional $150 when you maintain $25,000 or more for the first 6 months3
- Get an additional $150 when you maintain $50,000 or more for the first 12 months4
Home Equity Line of ChoiceSM - Rates by State
Learn More about Home Equity Line of ChoiceSM
1 Offer is subject to change at any time without notice. This offer requires monthly automatic payments from an HSBC U.S. checking account. Auto-pay must be established at or prior to closing and must be maintained to receive the cash offer. Offer is only available on new Home Equity Line of ChoiceSM (HELOC) applications submitted on or after 04/03/2017. Offer is not available on existing HSBC home equity lines, including modifications to an existing line. Lines opened as a result of changes to or closure of an existing line are also not eligible. Additional terms and conditions may apply.
Within 90 days of meeting the offer requirements, recipients will receive a credit to the HSBC checking account in which the HELOC automatic payments are debited. The value of the cash offer is taxable income to the recipient. The recipient is responsible for all federal, state and local taxes incurred upon receipt of the cash associated with this offer and credited to their account. HSBC does not provide tax advice; therefore, if you have questions concerning the tax implications of this offer, you should consult your legal or tax professional.
2 To be eligible to receive $100, an initial draw of $25,000 or more must be made at the time the home equity line is opened.
3 To be eligible for a total of $250, an initial draw of $25,000 or more must be made at the time the home equity line is opened and an average daily balance of $25,000 or more maintained for the first 6 full calendar months.
4 To be eligible to receive the total cash incentive of $400, an initial draw of $50,000 or more must be made at the time the home equity line is opened and an average daily balance of $50,000 or more is maintained for the first 12 full calendar months.
5 Discounts and loan amount depend on specific program and may require certain Premier or Advance balances, reserves, equity and automatic payment from an HSBC U.S Premier or U.S. Advance checking account.
6 To be eligible for an HSBC Premier home equity line of credit, you must be a Premier relationship customer with a U.S. Premier checking account. To learn more about the Premier relationship requirements contact an HSBC branch or call toll free at 866.801.6756.
7 To be eligible for an Advance home equity line of credit, you must be an Advance relationship customer with a U.S. Advance checking account. To learn more about the Advance relationship requirements contact an HSBC branch or call toll free at 844.374.9016.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later.
Premier6 clients receive a
auto-pay rate discount5
Advance7 clients receive a
auto-pay rate discount5
- About HSBC
- Terms & Conditions
- Site Map
- HSBC Accessibility
- HSBC Group
- © HSBC Bank USA, N.A. 2017. All Rights Reserved.
Equal Housing Lender.
|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|
Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.
我們隨時為您提供協助。需要廣東話或英語服務，請撥 800.711.8001（北美洲境內免費長途電話）或 716.841.6989（美國以外地區可採用對方付費方式致電）。
我们随时为您提供帮助。需要普通话或英语服务，请拨 800.711.8001（北美洲境内免费长途电话）或 716.841.6989（美国以外地区可采用对方付费方式致电）。
We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.
We're happy you have come back to complete your Online HSBC account application.
If you've started to fill out an online application for a deposit account and saved it, simply click the Retrieve an existing application link and be prepared to provide the following information:
First Name and Last Name
Social Security Number
Date of Birth
Your application will be made available for completion.
If you did not save your online application, you'll need to reapply for the product you are interested in. Simply return to the product page on the Public website that you were interested in and click the apply now button.
Thank you for your interest in HSBC. We look forward to helping you reach your financial goals.