Short and Long Term Disability Insurance | HSBC

 

Disability insurance

To learn more, call 866.586.4722 or email us

Protect yourself from the risk of unexpected disability

  • Lost income replacement
    Disability insurance can replace up to 60-80% of your income in the event you can't work due to injury or illness.
  • Tax benefits
    When you pay premiums out-of-pocket, after-taxes, your disability benefits are tax-free.3
  • Reduce your risk
    Protect yourself from the financial damage of unforeseen illnesses and injuries, which cause 350,000 personal bankruptcies each year.1 Loss of income from a disability is the cause of nearly 50% of all mortgage foreclosures.2

1 "Illness and Injury as Contributors to Bankruptcy," Health Affairs, 2 February 2005

2 Health Affairs, The Policy Journal of the Health Sphere, 2 February 2008

3 All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Third party whole life, universal life and term life insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly-owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.


Investment, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

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†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
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