Short and Long Term Disability Insurance | HSBC

 

Disability insurance

Call 866.586.4722

Protect yourself from the risk of unexpected disability

  • Lost income replacement
    Disability insurance can replace up to 60-80% of your income in the event you can't work due to injury or illness.
  • Tax benefits
    When you pay premiums out-of-pocket, after-taxes, your disability benefits are tax-free.1
  • Reduce your risk
    Protect yourself from the financial damage of unforeseen illnesses and injuries, which cause 500,000 personal bankruptcies each year.2 Loss of income from a disability is the cause of nearly 50% of all mortgage foreclosures.2

1 All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

2 "Disability Can Happen" Council for Disability Awareness 3 July 2013

Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life and health insurance products are provided by unaffiliated third parties and are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.


Investment, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

Research backgrounds of brokers and brokerage firms for free by visiting FINRA's BrokerCheck website

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
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