Disability insurance details | HSBC

 
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Disability insurance

To learn more, call 866.586.4722 or email us

Protect your family from financial hardship

Safeguard your income with disability insurance

Disability insurance can provide funds critical to helping you maintain your lifestyle if you should become disabled and your income is reduced due to loss of work.

It is estimated that over 25% of today's 20 year-olds will become disabled at some point during their working life.1 How long would you and your family be able to cope with a decreased income? Disability income insurance helps protect against loss in cases of disability or extended illness, replacing a portion of your earned income if you become unable to work at your regular occupation.

  • Typical group plans offered by an employer replace up to 60% of your salary
  • Supplemental plans and individual policies cover up to 80%
  • Benefits can last for a defined number of years or until you reach retirement age
  • If you pay the premium out-of-pocket, after-tax, benefits are tax-free.2

1 Social Security Administration Fact Sheet March 18, 2011

2 All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

Investment and Annuity products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, a registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc., and an indirectly wholly-owned subsidiary of HSBC Holdings plc. In California, HSBC Securities (USA) Inc., conducts insurance business as HSBC Securities Insurance Services. License #: 0E67746. Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc, offers Insurance products issued by third-party insurance carriers. Products and services may vary by state and are not available in all states. California license #: 0D36843.


Investment, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

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†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

‘Go green’ and turn off paper statements

Help the environment – and yourself – with:

  • Less clutter. Your statements and other communications are delivered electronically, so you receive no paper statements and no paper marketing.
  • Fewer letters to open. When we need to get in touch, we’ll call or email you whenever possible first.
  • More convenience. No cheque book or paying-in book to misplace.
  • Increased security. Receiving statements online can be more secure than getting them in the mail.

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HSBC Advance Bank Account

To apply or learn more call 0800 032 4738 or

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