Permanent Life Insurance | HSBC

 

Permanent Life Insurance

To learn more, call 866.586.4722 or email us

Permanent Life Insurance provides the security of coverage throughout your lifetime

Our qualified financial professionals1 can offer personalized assistance to help you determine the insurance strategy to best meet your needs.

  • Whole Life
    Build cash value in an insurance policy that never expires, as long as your premiums are paid, even if your health changes; your premiums remain consistent over time, and your benefit payout is fixed.
  • Variable Life
    Fund a separate account with a portion of your premium payments. You have the flexibility to choose the asset type and level of risk.
  • Universal Life
    Choose the amount of protection best suited to your family and enjoy flexibility in your premium payments.
  • Single Premium Life
    Pay one lump sum for a universal or whole policy, which will provide a guaranteed, paid-up death benefit, and cash value that builds from day one.

Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Third party whole life, universal life and term life insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly-owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.


Investment, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

1 Financial professional refers to Premier Wealth Advisors (PWA), Premier Relationship Advisors (PRA) and Financial Advisors (FA). PWA/PRAs primarily focus on a full suite of Premier products and services while FAs primarily focus on a full suite of Advance products and services. Both offer bank products through HSBC Bank (USA) N.A., investments and certain insurance products, including annuities, through HSBC Securities (USA) Inc. and traditional insurance products through HSBC Insurance Agency (USA) Inc.

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
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