Why HSBC? | HSBC

 

Why HSBC?

Selecting HSBC Insurance for your full-service insurance needs can provide you and your financial strategy with a host of benefits. Our personalized support from a licensed, qualified specialist provides products tailored to your goals and needs. Your HSBC insurance specialist can help you create an insurance package that is part of a comprehensive financial strategy.

Our holistic approach

You can rely on the specialists at HSBC Insurance Agency (USA) Inc.1 Our goal is to simplify the process of choosing the right insurance. As your life evolves, so will your insurance needs. Our approach is consultative, which helps us understand your needs in depth.

We will work with you to identify coverage that is appropriate for each phase of your life with our holistic life-cycle planning. Our philosophy is to help you:

  • Think long-term. No single insurance policy can meet all of your protection needs throughout the different phases of your life. In one phase, you may want maximum coverage at affordable cost. Consider how your needs will change over time and how your insurance can work as part of a larger financial strategy
  • Determine your risk profile. If permanent life insurance products such as universal or variable life would support your financial goals, consider the types of investments that suit your ability to assume risk
  • Outline your objectives. What do you want your insurance to protect? Do your goals include protection of your assets, tax advantages, estate preservation, or education planning? How does insurance fit within your overall wealth management strategy and financial portfolio?
  • Select from top-quality products. We continually evaluate a variety of insurance options from leading carriers who have received top-tier ratings. Our broad access and well-established relationships enable us to offer a wide range of quality coverage choices and cost-effective solutions. We'll help you decide how much and what kind of coverage aligns to your needs.

How to get started: A conversation with one of our HSBC Insurance Agency specialists can help you decide what coverage is best to help meet your individual needs. You can depend on us for personalized support and advice.

Investment and Annuity products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, a registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc., and an indirectly wholly-owned subsidiary of HSBC Holdings plc. In California, HSBC Securities (USA) Inc., conducts insurance business as HSBC Securities Insurance Services. License #: 0E67746. Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc, offers Insurance products issued by third-party insurance carriers. Products and services may vary by state and are not available in all states. California license #: 0D36843.


Investment, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

1 HSBC Securities financial professional refers to Financial Advisors and Licensed Sales Professionals. Financial Advisors provide a full suite of investment and insurance products that are available with HSBC based on individualized customer financial needs and objectives. Licensed Sales Professionals have access to more simplified product sets created to meet customers' key life-cycle needs, e.g., education, retirement, wealth transfers.

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE