Long-term care coverage details | HSBC

 

Long-term care coverage

Call 866.586.4722

Maintain your independence and standard of living

Protect your assets by planning ahead

Help maintain all you've worked to achieve with long-term care coverage. More than five million Americans in their later years require assistance to be able to enjoy the comfort of living in their homes.1 Because Medicare often does not pay for the care they need, many receive help exclusively from family caregivers.

Fortunately, a long-term care coverage policy offered through HSBC Insurance Agency (USA) can help you:

  • Stay in better control of your finances and protect more of your assets
  • Receive compensation for in-home care if recommended by your physician
  • Choose a nursing home or other facility you prefer.

Quality care wherever you choose

Long-term care coverage may provide coverage for a visiting or live-in caregiver, housekeeper, therapist or private duty nurse up to 7 days a week, 24 hours a day.2

With this coverage you can control the quality of your care and choose where to receive it – even if your needs increase. The following services may be covered:

  • Assisted living services
  • Adult daycare
  • Respite care
  • Hospice care
  • Nursing home costs
  • Alzheimer's facilities.

Unexpected long-term illness or disability could seriously damage your financial well-being, however, with some planning now, you can minimize undue stress on your family and the loss of a lifetime of savings. Visit an HSBC branch or call 800.662.3343 to learn more.

1 Enid Kassne, Home and Community-Based Long-Term Services and Supports for Older People (AARP Public Policy Institute, May, 2011) - http://assets.aarp.org/rgcenter/ppi/ltc/fs222-health.pdf

2 Up to the policy benefit maximum.

Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life and health insurance products are provided by unaffiliated third parties and are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.


Investment, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

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†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
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