Life, Long-Term Care and Disability Insurance | HSBC

Insurance

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Insurance solutions offering protection for every phase of
your life

As you move through life, there will be many milestones along the way – such as getting married or buying a home. You may be inspired to move to another part of the country or the world, or to start a business. Insurance is an integral part of a comprehensive financial strategy to help you achieve those goals.

Family Holds Hands feeling protected through HSBC's insurance plans

Why HSBC?

Our financial professionals1 can help you develop an insurance strategy tailored to your stage of life. Speak to your financial professional to review your current coverage or potential needs.

Life-cycle planning

You can use life insurance in many ways, such as part of an education savings plan, for its wealth protection benefits, for tax deferment or as a cornerstone of an estate preservation strategy. Your financial professional can help you determine which options may best align with your needs and overall financial objectives.

Wealth Protection

It's important to know that all you've worked to achieve is secure, and that your loved ones will be provided for, should the unexpected occur. Maintaining the appropriate type and level of insurance coverage to help protect your wealth can be a critical component of your financial strategy.

Life insurance

Life insurance options are almost as varied as the reasons for needing coverage. Term, whole, variable, universal and single premium life insurance are all available from our experienced financial professionals, who can help you determine which type and level of coverage is suited to your goals and life stage.

Long-term care coverage

If you're not adequately prepared, the costs associated with a chronic medical condition can undo years of financial stability and success. Our financial professionals can provide an overview of long-term care coverage options to help offset healthcare expenses in the event of a long-term illness.

Disability insurance

A disability can happen without warning. An insurance option that can help replace your income while you are unable to work is an important part of a strong financial strategy.

Have a question?

866.586.4722
Mon - Fri (8am - 7:45pm ET)
Sat (9am - 3pm ET)

Mother and son sitting on pier

Support your family — loss of income calculator

If you or your partner were unable to work, how would your family's lifestyle be affected? This tool will help you plan how you can continue supporting your family.

Family walking in park

Understand your family's needs — loss of life calculator

How much life insurance do you need? Use our insurance calculator to help you determine how much your loved ones may need financially when you're gone.

Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life and health insurance products are provided by unaffiliated third parties and are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.


Investment, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

Research backgrounds of brokers and brokerage firms for free by visiting FINRA's BrokerCheck website

1 Financial professional refers to Premier Wealth Advisors (PWA), Premier Relationship Advisors (PRA) and Financial Advisors (FA). PWA/PRAs primarily focus on a full suite of Premier products and services while FAs primarily focus on a full suite of Advance products and services. Both offer bank products through HSBC Bank (USA) N.A., investments and certain insurance products, including annuities, through HSBC Securities (USA) Inc. and traditional insurance products through HSBC Insurance Agency (USA) Inc.

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

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普通话

我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.

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