Mortgage comparison | HSBC

 

Quickly find and compare HSBC mortgages

Looking for an affordable, flexible mortgage? We'll help you find the one that's right for you.

For more information regarding nontraditional products and features such as Interest Only, Home Equity, Prepayment Penalties and Reduced Documentation Loans click here* for more information.

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Mortgage type Financing amount Preferred pricing Priority processing Benefits Full details

Fixed rate mortgages
for HSBC Premier clients1

Financing amount
up to $417,000
for a single-family residence

Preferred
pricing2
Yes

Priority
processing
Yes

Options for international borrowers

 Full details
Brief highlights
Key features and benefits
  • Up to $417,000 for a single-family residence
  • Fixed interest rate for terms of 10-30 years1,†
  • Interest-only options3
Exclusive benefits for HSBC Premier clients
  • Preferred pricing2
  • Priority processing
  • Options for international borrowers
Next Steps
 

Adjustable rate mortgages
for HSBC Premier clients1

Up to $417,000
for a single-family residence

Preferred
pricing2
Yes

Priority
processing
Yes

Options for international borrowers

 Full details
Brief highlights
Key features and benefits
  • Up to $417,000 for a single-family residence
  • Fixed interest rate for 3,5,7 or 10 years† becomes variable for remaining loan term
  • Interest-only options3
Exclusive benefits for HSBC Premier clients
  • Preferred pricing2
  • Priority processing
  • Options for international borrowers
Next Steps
 

Premier Deluxe Mortgage
Fixed4

Up to $5,000,000
for a single-family residence

Exclusive to HSBC Premier clients

Our best rates5

Closing cost credit

 Full details
Brief highlights
Key features and benefits
  • Up to $5,000,000 for a single-family residence
  • Fixed Interest Rate for 15- and 30-year terms†
Exclusive benefits for HSBC Premier clients
  • Our best rates5
  • Closing cost credit
  • Priority processing
  • Options for international borrowers
Next Steps
 

Premier Deluxe Mortgage
ARMs4

Up to $5,000,000
for a single-family residence

Exclusive to HSBC Premier clients

Our best rates5

Closing cost credit

 Full details
Brief highlights
Key features and benefits
  • Up to $5,000,000 for a single-family residence
  • Fixed interest rate for 3, 5, 7 or 10 years†, then variable for remaining term of the loan
Exclusive benefits for HSBC Premier clients
  • Our best rates5
  • Closing cost credit
  • Priority processing
  • Options for international borrowers
Next Steps
 

Affordable and special mortgages:
SONYMA, Community Works,
FHA and VA

Fixed interest rate for 10-30 years†
based on product selected

Down payment assistance

Good for first-time buyers

Loan amounts vary

 Full details
Brief highlights
Key features and benefits
  • Loan amounts available vary by region
  • Down payment amounts as low as 3%†
  • Flexible underwriting guidelines
  • Fixed interest rate for 10-30 years† available
  • Down payment assistance
 

Fixed rate mortgages

Financing amount up to $417,000
for a single-family residence

Fixed Interest Rates for 10- to 30-year terms†

Interest-only options3

Call for more details

 Full details
Brief highlights
Key features and benefits
  • Up to $417,000 for a single-family residence
  • Fixed interest rate for 10-30 years†
  • Interest-only options3
  • Ask about additional benefits available with an HSBC Premier relationship
 

Adjustable rate mortgages (ARMs)6

Financing amount
up to $417,000
for a single-family residence

Fixed interest rates for 3, 5, 7 or 10 years†, variable after

Interest-only options3

Call for more details

 Full details
Brief highlights
Key features and benefits
  • Up to $417,000 for a single-family residence
  • Fixed interest rate options of 3,5,7 or 10 years† then becomes variable for the remaining loan term
  • Interest-only options3
  • Ask about additional benefits available with an HSBC Premier relationship
 
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1 Premier clients will need a Premier checking account and maintain a combined personal and/or qualifying commercial deposit and investment balances of at least $100,000 USD or equivalent at HSBC (in U.S. or home country) to be eligible for Premier mortgages.

Interest rate may increase per the terms stated in your adjustable rate note and, for both Fixed and Adjustable Rate Premier Mortgage options, in the event you cease to maintain a required Premier relationship with HSBC Bank USA, N.A

2 Preferred pricing may be cancelled or subject to change at any time and cannot be combined with any other offer or discount

3 When interest-only payments are made for a period of time, the principal balance of the loan does not decrease. When principal and interest payments commence, the monthly payment will increase substantially. Click here * for more information regarding Interest Only Loans.

4 HSBC Premier Deluxe Mortgage, which has additional requirements, is available up to $5 million. Excludes Private Bank offerings.

Interest rate may increase per the terms stated in your adjustable rate note and, for both Fixed and Adjustable Rate Premier Deluxe Mortgage options, in the event you cease to maintain a required Premier relationship with HSBC Bank USA, N.A.

5 Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier Checking account.

6 Interest rate may increase per the terms stated in your adjustable rate note.

Mortgage and Home Equity products are offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply.

† Click here * to view payment examples.

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†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE