Which mortgage is right for you? Compare mortgages | HSBC

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Quickly find and compare mortgages offered by HSBC

Looking for an affordable, flexible mortgage? We'll help you find the one that's right for you.

For more information regarding nontraditional products and features such as Interest Only, Home Equity, Prepayment Penalties and Reduced Documentation Loans click here* for more information.

Mortgage type Financing amount Preferred pricing Priority processing Benefits Full details

Fixed rate mortgages
for HSBC Premier clients1

Financing amount
up to $417,000
for a single-family residence

Preferred
pricing3
Yes

Priority
processing
Yes

Options for international borrowers

Full details
 

Adjustable rate mortgages
for HSBC Premier clients1

Up to $417,000
for a single-family residence

Preferred
pricing3
Yes

Priority
processing
Yes

Options for international borrowers

Full details
 

Premier Deluxe Mortgage
Fixed5

Up to $3,000,000
for a 1 - 4 family residence

Exclusive to HSBC Premier clients

Our best rates6

Closing cost credit

Full details
 

Premier Deluxe Mortgage
ARMs5

Up to $3,000,000
for a 1 - 4 family residence

Exclusive to HSBC Premier clients

Our best rates6

Closing cost credit

Full details
 

Advance Deluxe Mortgage
Fixed5

Up to $3,000,000
for a 1 - 4 family residence

Exclusive to HSBC Advance2 clients

Rate discount option available6

Options for international borrowers

Full details
 

Advance Deluxe Mortgage
ARMs5

Up to $3,000,000
for a 1 - 4 family residence

Exclusive to HSBC Advance2 clients

Rate discount option available6

Options for international borrowers

Full details
 

Affordable and special mortgages:
SONYMA, CommunityWorks,
FHA and VA

Fixed interest rate for 15-30 years
based on product selected

Down payment assistance

Good for first-time buyers

Loan amounts vary

Full details
 

Fixed rate mortgages

Financing amount up to $417,000
for a single-family residence

Fixed Interest Rates for 10- to 30-year terms

 

Call for more details

Full details
 

Adjustable rate mortgages (ARMs)7

Financing amount
up to $417,000
for a single-family residence

Fixed interest rates for 3, 5, 7 or 10 years, variable after

 

Call for more details

Full details
 

1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. Premier customers need combined personal deposit and investment balances of at least $100,000 USD or equivalent at HSBC (in the U.S. or home country) to be eligible for Premier Deluxe Mortgages. To be eligible for Premier Deluxe Mortgages, the Premier account must be funded before the closing of the mortgage.

2 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain $10,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $20 will be incurred if minimum balance requirements are not maintained. Advance customers need combined personal deposit and investment balances of at least $10,000 in the U.S. to be eligible for Advance Deluxe Mortgages. To be eligible for Advance Deluxe Mortgages, the HSBC Advance account must be funded before the closing of the mortgage.

3 Preferred pricing may be cancelled or subject to change at any time and cannot be combined with any other offer or discount

4 When interest-only payments are made for a period of time, the principal balance of the loan does not decrease. When principal and interest payments commence, the monthly payment will increase substantially. Click here * for more information regarding Interest Only Loans.

5 HSBC Premier Deluxe and Advance Deluxe Mortgage, which have additional requirements, are available up to $3 million.

6 Discounts and loan amount depend on specific program and may require certain Premier or Advance balances, reserves, equity and automatic payment from an HSBC Premier or HSBC Advance checking account.

7 Interest rate may increase per the terms stated in your adjustable rate note.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Investments are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
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