Advice and tools
Advice and insight
With an HSBC Adjustable Rate Mortgage (ARM), you will have the option of starting with a low, fixed rate for the first 3, 5, 7 or 10 years* of your mortgage1.
After that, your rate becomes variable for the remaining term of your loan. Your monthly payment may change – depending on market conditions. You'll be able to take advantage of financing up to $417,000 for a single-family residence.
An HSBC Premier relationship may enable you to receive preferential benefits on mortgages, in addition to all the benefits that come with HSBC Premier banking3.
With HSBC Premier, you receive our preferred rates4 on our mortgages, and priority application processing—so you can complete the process quickly. HSBC also offers adjustable mortgages that may be right for our Premier clients.
An HSBC Premium Mortgage Consultant will work with you, to support you throughout the process. And if you're relocating outside the country or buying a second home overseas, you can take advantage of an impressive range of time-and money-saving services.
Whether you're moving abroad for professional reasons or simply enjoy having a home outside of the U.S., HSBC Premier will help you get settled financially in over 40 countries and territories worldwide.
As an HSBC Premier client, you will experience a less stressful transition when establishing a new home abroad. Prior to moving, our International Banking Center will provide you with global financial relocation services including:
There are many factors to consider when choosing a mortgage. If you're trying to decide between an adjustable or fixed-rate mortgage, use the complimentary resources below to learn more. Remember, if you ever have any questions, we are always available to help.
To speak to someone about your questions, locate your local HSBC branch or call 888.346.1717.View payment examples *
1 Interest rate may increase per the terms stated in your adjustable rate note.
3 Premier clients will need to maintain combined personal and/or qualifying commercial deposit and investment balances of at least $100,000 USD or equivalent at HSBC (in the U.S. or home country) to be eligible for Premier Mortgages.
Interest rate may increase per the terms stated in your adjustable rate note and, for both Fixed and Adjustable Rate Premier Deluxe Mortgage options, in the event you cease to maintain a required Premier relationship with HSBC Bank USA, N.A.
4 Discounts and loan amounts depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier checking account.
* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later.
Mortgage and home equity products offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.
Call our Customer Relationship Center
Mon - Fri (8:30am to 8:30pm ET)
|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|