Fixed rate mortgages overview | HSBC
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Lock in your fixed mortgage rate and chose from 15-, 20-, 30- and 40-year terms†
- Predictable monthly payments
With a fixed-rate mortgage, you'll always know what your monthly payment will be1.
- The benefits of HSBC Premier2
With your HSBC Premier relationship, you have access to preferred pricing3 on Premier Deluxe mortgages.
- Simplify your budget
Lock in a low rate with a fixed-rate mortgage from HSBC.
- Special mortgage programs
Learn more about low-cost affordable mortgages to suit your needs.
For more information regarding nontraditional products and features such as Interest Only, Home Equity, Prepayment Penalties and Reduced Documentation Loans click here* for more information.
1 Your monthly payment applies to principal and interest only. If you have an escrow account, your escrow payment for taxes and insurance may change. Interest rate may increase per the terms stated in your adjustable rate note and, for both Fixed and Adjustable Rate Premier Deluxe Mortgage options, in the event you cease to maintain a required Premier relationship with HSBC Bank USA, N.A.
2 Premier clients will need to maintain combined personal and/or qualifying commerical deposit and investment balances of at least $100,000 USD or equivalent at HSBC (in the U.S. or home country) to be eligible for Premier mortgages.
3 Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier checking account.
† Click here * to view payment examples.
* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later.
Mortgage and Home Equity products are offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.
Begin an HSBC Advance Relationship1 and open an HSBC Platinum MasterCard® with Cash or Fly Rewards2 and you may be eligible to receive up to 10,000 Cash or Fly Rewards Program Bonus Points.Learn More
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