Banking
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International Banking
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Mortgage advice
Mortgage tools
Ways to bank
Advice and insight
Products
Advice
Tools
Ways to bank
A fixed-rate mortgage can be a great choice. With a fixed rate, the rate at the close of the loan is locked in. So you know what your monthly payment1 will be, every single month, with no surprises.
With HSBC, you may qualify for up to $417,000 in financing for a single-family residence. You'll have the flexibility of selecting a 10 to 40 year financing term* – so you can choose the mortgage that fits your budget. Interest-only options are available for qualified clients2.
You can easily find mortgage rates in your area.
An HSBC Premier relationship may enable you to receive preferred pricing3 on mortgages, in addition to all the other benefits that come with HSBC Premier banking.
With HSBC Premier, you receive our preferred pricing3 on our mortgages, and priority application processing–so you can complete the process quickly. HSBC also offers fixed jumbo mortgages that may be right for our Premier clients4.
An HSBC Premium Mortgage Consultant will work with you and offer support. And if you're relocating outside the country or buying a second home overseas5, you can take advantage of an impressive range of time-and money-saving services.4
Whether you're moving abroad for professional reasons or simply enjoy having a home outside of the U.S., HSBC Premier will help you get settled financially in over 40 countries and territories worldwide.
As an HSBC Premier client, you will experience a less stressful transition when establishing a new home abroad. Prior to moving, our International Banking Center will provide you with global financial relocation services including:
If you're ready to get started, request a callback, use this HSBC Mortgage Loan Consultant locator to find our nearest location or call us at 866.731.4722.
If you have questions about mortgages, these easy-to-use, complimentary tools might be of service:
To find the rates in your local area, use this handy tool.
View payment examples *1 Your monthly payment applies to principal and interest only. If you have an escrow account, your escrow payment for taxes and insurance may change.
2 When interest-only payments are made for a period of time, the principal balance of the loan does not decrease. When principal and interest payments commence, the monthly payment will increase substantially. Click here * for more information regarding Interest Only Loans.
3 Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier checking account.
4 HSBC Premier Deluxe Mortgage, which has additional requirements, is available up to $5 million. Excludes Private Bank offerings.
5 Premier Mortgages are not available in all countries.
United States persons (including U.S. citizens and residents) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts - including, for example, Form TD F 90-22.1 (Report of Foreign Bank and Financial Accounts ("FBAR")). U.S. persons should consult a tax adviser for more information.
* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later.
To download the Reader to your computer, click the Adobe button. 
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.
Equal Housing Lender.| †† Investments, Annuity and Insurance Products: | ||||
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| ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES | ARE NOT FDIC INSURED | ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES | MAY LOSE VALUE |
