International Mortgages - Home Financing Solutions | HSBC
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U.S. mortgage expertise that can open doors for you.
If you are looking to obtain a U.S. mortgage, why not go with the bank that specializes in providing home financing options for international borrowers? We have the expertise to guide you through the home financing process from start to finish. You can expect:
- Exclusive service
Priority processing that provides quick turnaround
- Preferred rates2
Our preferred rates on Premier Deluxe Mortgages1
- Home financing options
Up to $3 million in financing with fixed and ARM options
- Closing cost credit
Up to $1,500 closing cost credit on Premier Deluxe Mortgages
Portable HSBC credit history
You may still qualify for a mortgage even if you haven't established credit in the United States. HSBC offers portable HSBC credit history3 so you can transfer your HSBC credit history from another country to an HSBC branch in the United States.
1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. Premier customers need combined personal deposit and investment balances of at least $100,000 USD or equivalent at HSBC (in the U.S. or home country) to be eligible for Premier Deluxe Mortgages. To be eligible for Premier Deluxe Mortgages, the Premier account must be funded before the closing of the mortgage.
2 Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier Checking account.
3 Portable HSBC credit history is not available in all countries. Speak to a Premier Relationship Manager to determine in which countries this benefit is available.
United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
Deposit products offered in the U.S. through HSBC Bank USA, N.A. Member FDIC.
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