Preferred Home Mortgage Rates with an HSBC Premier Relationship | HSBC

HSBC Premier Mortgages

To get pre-approved, call 866.503.4722 or

Request a callback

Finding the right home takes time. Finding the right mortgage shouldn't.

With an HSBC Premier Deluxe Mortgage1, a dedicated Premier Mortgage Consultant will help you access the following exceptional benefits and guide you from application to closing:

  • Our best mortgage rates2
  • Closing cost credit up to $1,500
  • Up to $3 million in financing
  • Option to choose from a range of fixed and adjustable rate mortgages (ARM)3
  • Favorable rates on cash out refinances occurring within six months of an all cash purchase
  • Flexible lending guidelines for homes in newly constructed condominium projects

Solutions for International Borrowers4

We offer a number of mortgage solutions for international borrowers. You do not need U.S. credit history to apply for an HSBC mortgage. We will order your international credit history for your application, and help you throughout the entire process.

Mortgage calculators

Our helpful mortgage calculators can help you plan your home purchase.

Plus, take a look at our mortgage FAQs and the mortgage glossary to find out even more about mortgages.

To apply or learn more, request a callback, visit a branch or call 866.503.4722.

1 To be eligible for an HSBC Premier Deluxe Mortgage, you must: (1) be an HSBC Premier relationship customer with an U.S. Premier checking account; and (2) have combined personal deposit and investment balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier balances must be fully funded before the closing of the mortgage loan. To learn more about the Premier relationship requirements contact your local HSBC branch or call 866.801.6756.

2 Discounts and loan amounts depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from an HSBC Premier checking account.

3 Interest rate may increase per the terms stated in your adjustable rate note.

4 International borrowers must have qualifying documentation to be eligible for HSBC Premier Deluxe Mortgage.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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Other Languages

We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.

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