Preferred Home Mortgage Rates with an HSBC Premier Relationship | HSBC
Get preferred mortgage rate options with HSBC Premier and put your new home within reach
Mortgage rate options for Premier Clients
With a Premier relationship1 you are eligible to receive the benefits of a Premier mortgage.
HSBC Premier clients receive preferred pricing2 on fixed and adjustable mortgages3 in the United States, and as a Premier client you will have access to special mortgage programs like the Premier Deluxe Mortgage, which can be fixed or adjustable depending on your needs4.
International HSBC Premier clients5 do not need a U.S. credit history to be eligible to apply for a mortgage loan. HSBC will order your credit history to assist you in obtaining HSBC financing in the U.S.
Furthermore, you will always be supported by an HSBC Mortgage Consultant, who will help simplify the mortgage process.
Fixed or Variable Mortgage Rates Available
You have the choice of either a fixed rate or adjustable rate mortgage with HSBC Premier. So you can decide whether you would like to lock in a low rate, or keep your options open. With HSBC Premier, it's all about the choices that are convenient for you.
- Lock in a rate with a fixed mortgage
- Leverage the flexibility of an adjustable rate mortgage
- Select a mortgage option with our best rates, a closing cost credit, and the flexibility of up to $3,000,000 in financing1234
Purchasing a home is a big decision. You can make the planning process easier with these complimentary mortgage tools:
1 To qualify for HSBC Premier, you need to open a Premier Checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier relationship. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. You have up to 90 days after account opening to meet the full $100,000 balance requirement. Premier clients will need to maintain combined personal and/or qualifying commercial deposit and investment balances of at least $100,000 USD or equivalent at HSBC (in the U.S. or home country) to be eligible for Premier mortgages.
2 Discounts and loan amounts depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier checking account.
3 Interest rate may increase per the terms stated in your adjustable rate note.
4 HSBC Premier Deluxe Mortgage, which has additional requirements, is available up to $3 million. Excludes Private Bank offerings.
5 International borrowers must have qualifying documentation to be eligible for HSBC Premier Deluxe Mortgage.
Mortgage and home equity products offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.
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