Government Rates | Mortgage Rates | HSBC

 


Monthly payments calculated below are based on loan amount of $75,000
These payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.
Rates as of

 

Terms

Rates*

Points*

APR%*

Monthly Payment*

 
FHA Rates

30yr

 
VA Rates

30yr

Learn more about Special Mortgage Programs


These payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

VA or FHA loans

HSBC is an approved government-sponsored lender and offers Veteran's Affairs (VA) and Federal Housing Administration (FHA) mortgages for qualified customers.

* Explanation of Terms

FHA Rates

Annual Percentage Rate (APR) and Monthly Payment
The APR is the annual cost of the loan and includes fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) indicating the total cost of the loan. The APR and Monthly Payment calculation is based on a loan amount of $75,000 for the purchase of an owner occupied property, a down payment of 20%, closing costs of $1,300.00 plus points shown above, 15 days of prepaid interest and an interest rate with a 60-day lock period.

Current rates
Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates available to most customers. Your individual rate may vary.

Payment Example - FHA
30yr Fixed FHA: 30yr Fixed FHA: The total repayment term for this fixed rate loan is 30 years or 360 payments. Monthly Payments will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%.

VA Rates

Annual Percentage Rate (APR) and Monthly Payment
The APR is the annual cost of the loan and includes fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) indicating the total cost of the loan. The APR and Monthly Payment calculation is based on a loan amount of $75,000 for the purchase of an owner occupied property, a down payment of 20%, closing costs of $1,300.00 plus points shown above, 15 days of prepaid interest and an interest rate with a 60-day lock period.

Current rates
Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates available to most customers. Your individual rate may vary.

Payment Example - VA
30yr Fixed VA: 30yr Fixed VA: The total repayment term for this fixed rate loan is 30 years or 360 payments. Monthly Payments will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.

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†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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