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Monthly payments calculated below are based on loan amount of $424,101
These payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.
Rates as of . Rates shown are for California only; for current rates available in other states, please call 716.841.6820.

Premier Deluxe International Rates

 

Terms

Rates*

Points*

APR%*

Monthly Payment*

 
Adjustable Rates**

5/1 ARM (30yr)

 

7/1 ARM (30yr)

 

10/1 ARM (30yr)

 
Fixed Rates

15yr

 

30yr

Advance Deluxe International Rates

 

Terms

Rates*

Points*

APR%*

Monthly Payment*

 
Adjustable Rates**

5/1 ARM (30yr)

 

7/1 ARM (30yr)

 

10/1 ARM (30yr)

 
Fixed Rates

15yr

 

30yr

Call 716.841.6820 or

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Premier Deluxe International Rates

Learn more about Premier Deluxe Mortgages and International Mortgage Options


1 To qualify for an HSBC Premier Deluxe Mortgage, you must maintain a Premier relationship with HSBC in the U.S. or your home country and will need to open an HSBC Premier checking account in the U.S. Premier customers need combined personal deposit and investment balances of at least $100,000 USD or equivalent at HSBC (in the U.S. or home country) to be eligible for Premier Deluxe Mortgages. To be eligible for Premier Deluxe Mortgages, the Premier balances must be fully funded before the closing of the mortgage loan.

2 Discounts and loan amount depend on a specific program and may require certain Premier balances, reserves, equity, and automatic payment from an HSBC Premier checking account.

* Explanation of Terms

Annual Percentage Rate (APR) and Monthly Payment
The APR is the annual cost of the loan and includes fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) indicating the total cost of the loan. Assumptions: The APR and Monthly Payment calculation is based on a loan amount of $424,101 for the purchase of an owner occupied property, a down payment of 25%, closing costs of $1,300.00 plus points shown above, 15 days of prepaid interest and an interest rate with a 60-day lock period.

**The APR interest rate and monthly payment shown for Adjustable Rate Mortgages (ARMs) may increase or decrease after the initial fixed rate period per the terms stated in your adjustable rate note.

Current rates
Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates available to most customers. Your individual rate may vary.

Payment Examples:

5/1 ARM Jumbo Premier Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. For the first 60 months, the payment will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%; for the remaining 300 months, the estimated payment will be $'Amortiztion1' with a corresponding simple interest rate of 'AdjustedRate'%. The interest rate and monthly payment amount may vary after the first 60 months.

7/1 ARM Jumbo Premier Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. For the first 84 months, the payment will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%; for the remaining 276 months, the estimated payment will be $'Amortiztion1' with a corresponding simple interest rate of 'AdjustedRate'%. The interest rate and monthly payment amount may vary after the first 84 months.

10/1 ARM Jumbo Premier Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. For the first 120 months, the payment will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%; for the remaining 240 months, the estimated payment will be $'Amortiztion1' with a corresponding simple interest rate of 'AdjustedRate'%. The interest rate and monthly payment amount may vary after the first 120 months.

15yr Fixed Jumbo Premier Deluxe: The total repayment term for this fixed rate loan is 15 years or 180 payments. Monthly Payments will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%.

30yr Fixed Jumbo Premier Deluxe: The total repayment term for this fixed rate loan is 30 years or 360 payments. Monthly Payments will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%.

Advance Deluxe International Rates

Learn more about Advance Deluxe Mortgages and International Mortgage Options


1 To qualify for an HSBC Advance Deluxe Mortgage, you must maintain an Advance relationship with HSBC in the U.S. or your home country and will need to open an HSBC Advance checking account in the U.S. Advance customers need combined personal deposit and investment balances of at least $10,000 USD or the equivalent at HSBC (in the U.S. or home country) to be eligible for Advance Deluxe Mortgages. To be eligible for Advance Deluxe Mortgages, the Advance balances must be fully funded before the closing of the mortgage loan.

2 Option to reduce closing costs through higher interest rates.

3 Discounts and loan amount depend on specific program and may require certain Advance balances, reserves, equity and automatic payment from an HSBC Advance checking account.

* Explanation of Terms

Annual Percentage Rate (APR) and Monthly Payment
The APR is the annual cost of the loan and includes fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) indicating the total cost of the loan. Assumptions: The APR and Monthly Payment calculation is based on a loan amount of $424,101 for the purchase of an owner occupied property, a down payment of 20%, closing costs of $1,300.00 plus points shown above, 15 days of prepaid interest and an interest rate with a 60-day lock period.

**The APR interest rate and monthly payment shown for Adjustable Rate Mortgages (ARMs) may increase or decrease after the initial fixed rate period per the terms stated in your adjustable rate note.

Current rates
Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates available to most customers. Your individual rate may vary.

Payment Examples:

5/1 ARM Jumbo Advance Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. For the first 60 months, the payment will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%; for the remaining 300 months, the estimated payment will be $'Amortiztion1' with a corresponding simple interest rate of 'AdjustedRate'%. The interest rate and monthly payment amount may vary after the first 60 months.

7/1 ARM Jumbo Advance Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. For the first 84 months, the payment will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%; for the remaining 276 months, the estimated payment will be $'Amortiztion1' with a corresponding simple interest rate of 'AdjustedRate'%. The interest rate and monthly payment amount may vary after the first 84 months.

10/1 ARM P&I Jumbo Advance Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. For the first 120 months, the payment will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%; for the remaining 240 months, the estimated payment will be $'Amortiztion1' with a corresponding simple interest rate of 'AdjustedRate'%. The interest rate and monthly payment amount may vary after the first 120 months.

15yr Fixed Jumbo Advance Deluxe: The total repayment term for this fixed rate loan is 15 years or 180 payments. Monthly Payments will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%.

30yr Fixed Jumbo Advance Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. Monthly Payments will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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