Advice and tools
Advice and insight
Refinancing with HSBC could be a great option for you. Maybe you want to lower your interest rates and save money every month. You might want extra cash for remodeling or renovating your home. Maybe your child is ready to attend college and you want to use the equity in your home as a low-cost funding source.
Whatever the reason, we're here to help you make the process as easy as possible. We offer two choices that can meet your needs: Full Documentation Refinance Programs and Streamline Refinance Programs.
There are two types of full-documentation refinances that HSBC offers: Rate/Term Refinances and Cash Out Refinances.
If your existing loan has a higher-than-market interest rate, you may be eligible for a "streamline" refinance program at HSBC. Streamline Refinances allow you to lower your interest rate and monthly payment while requiring a minimal amount of documentation. (Cash out at closing is not allowed for any of these programs).
VA refinance loans are not available in Alaska and Hawaii.
To start a new refinancing application, call 888.346.1717 today.
For more information read the Consumer Guide to Mortgage Refinancings.
Mortgage and home equity products offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.
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