Wire Transfers | HSBC

 

Send funds fast, across the street or across the globe, with HSBC Wire Transfer


Send money conveniently

Wire Transfers are a quick and convenient way to send funds from your eligible U.S. HSBC deposit accounts1 to another person, business or financial institution in the U.S. or internationally through Personal Internet Banking.


Get started

HSBC Personal Internet Banking customers can initiate a wire transfer requests by following the steps below:

  1. Log on to Personal Internet Banking
  2. Select "Wire Transfers" from the menu.
  3. Complete the online Wire Transfer Request Form2

What you need to know
  • To send a Wire Transfer, you will need to know the recipient's banking information, routing number and account number.
  • A service fee3 is charged for each outgoing Wire Transfer.
  • Wire Transfer requests submitted before 3:00 PM Eastern Time on a business day will be reviewed the same day; they will otherwise be reviewed on the next business day. Once reviewed and if necessary, an HSBC representative may call you to further authenticate your Wire Transfer request. If you are unavailable when contacted for authentication purposes, an HSBC representative will attempt to contact you for two more business days. If you cannot be reached for further authentication, your wire transfer request will be cancelled on the fourth business day.
  • The following account types are not eligible for online Wire Transfers:
    • HSBC Advance Online Savings Accounts
    • Online Payment Accounts
    • HSBC Premier Savings accounts
    • CDs that are not mature

To learn about Personal Internet Banking or register for the service, click here.

To learn more, visit our Personal Internet Banking FAQs page.

For a full list of Wire Transfer disclosures and limitations click here.

To sign up for Personal Internet Banking click here.

1 The following account types are not eligible for online Wire Transfers: HSBC Advance Online Savings Accounts, Online Payment Accounts, HSBC Premier Savings accounts, and CDs that are not mature.

2 The request form will be your instruction to the Bank to transfer funds from your account and constitutes a Payment Order as defined by Section 4A-103 of the Uniform Commercial Code. Unlike payments initiated through the Bank's Internet Bill Pay service, these Payment Orders are not afforded the protections of HSBC's $0 Liability Guarantee and are not subject to the error resolution procedures provided in the Bank's electronic banking services disclosure or under Regulation E. By submitting this form, you are rejecting the Level One Security Procedures offered by the Bank and choosing the Level Two Security Procedures described in the FUNDS TRANSFER section of the Bank's Rules for Deposit Accounts (accessible by clicking on the link highlighted below), which you acknowledge are commercially reasonable pursuant to Section 4A-202(c) of the Uniform Commercial Code.

3 A $30 service fee is charged for each outgoing Wire Transfer initiated from HSBC Advance and HSBC Premier accounts. There is a service fee of $35 for each outgoing Wire Transfer initiated from Choice Checking, Basic Banking and HSBC Everyday Savings accounts.

United States persons (including U.S. citizens and residents) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts - including, for example, Form TD F 90-22.1 (Report of Foreign Bank and Financial Accounts ("FBAR")). U.S. persons should consult a tax adviser for more information.

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