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Send funds fast, across the street or across the globe, with HSBC Wire Transfer
Send funds conveniently
Wire Transfers, also referred to as "Funds Transfers", are a quick and convenient way to send funds from your eligible U.S. HSBC deposit accounts1 to another person, business or financial institution in the U.S. or internationally through Personal Internet Banking.
HSBC Personal Internet Banking customers can initiate a wire transfer request by following the steps below:
- Log on to Personal Internet Banking
- Select "Wire Transfers" from the menu.
- Select "Continue to Wire Transfer"
- Complete the online wire transfer request form2
What you need to know
- To send a Domestic Wire Transfer or International Wire Transfer (also known as a "remittance transfer")2, you will need to know the recipient's banking information. This will include the recipient's full name, address and bank account number. You will also need the recipient's bank ABA Routing Number or SWIFT Number and the bank's name and full address. You may also provide the recipient's phone number if available.
- A service fee3 is charged for each outgoing Wire Transfer.
- Wire Transfer requests submitted before 4:15 PM Eastern Time (ET) on a business day will be processed the same day. Wire Transfer requests to domestic banks and international banks can be completed online at any time, however, those completed after 4:15 PM ET on business days will be automatically re-dated to the next business day. International Wire Transfers can be cancelled for up to 30 minutes after payment is authorized with no penalty.
- The following account types are not eligible for online Wire Transfers:
- Online Payment Accounts
Routing information for incoming funds transfers
- ABA/Routing Number - 021 001 088
- Swift Number - MRMDUS 33
HSBC Bank USA, NA
New York, NY 10271
To learn about Personal Internet Banking or register for the service, click here.
To learn more, visit our Personal Internet Banking FAQs page.
For a full list of Wire Transfer disclosures and limitations click here.
To sign up for Personal Internet Banking click here.
1 The following account types are not eligible for online Wire Transfers: Online Payment Accounts and CDs.
2 Your instruction to transfer funds from your account to a third party is a Payment Order. The Bank is authorized, at its option, to charge your account in the amount of any Payment Order and to execute a Payment Order, even if the Payment Order conflicts with any other instructions received by the Bank from you (unless your transfer is a remittance transfer, as defined in Subpart B of Regulation E (12 CFR section 1005.30), in which case additional rules apply which will be provided in the disclosures we give you when you use that service) or results in an overdraft or payment to or for the benefit of a person authorized by you to sign checks or transfer funds for you. If there are not sufficient available funds in your account, the Bank may, without prior notice or demand, charge any account maintained by you with the Bank or setoff against any amount the Bank owes you in order to obtain payment of your obligations. By submitting this form, you are rejecting the Level One Security Procedures offered by the Bank and choosing the Level Two Security Procedures described in the FUNDS TRANSFERS section of the Bank's Rules for Consumer Deposit Accounts, which you acknowledge are commercially reasonable pursuant to Section 4A-202(c) of the Uniform Commercial Code.
3 Refer to the Pre-Payment and Receipt Disclosures for the fee amounts of the applicable Funds (Wire) Transfer-Out - Domestic [Transfer Fees] and the Funds (Wire) Transfer-Out - International [Transfer Fees]
United States persons (including U.S. citizens and residents) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts - including, for example, Form TD F 90-22.1 (Report of Foreign Bank and Financial Accounts ("FBAR")). U.S. persons should consult a tax adviser for more information.
If the payment order for your transfer (domestic or international remittance) includes an incorrect account number or recipient institution identifier, you could lose the transfer amount.
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