Your benefits | HSBC Premier

Personal support

A Premier Relationship Manager can take the time to understand your unique set of financial challenges and goals so they can help through your life transitions.

Addressing your needs

Our Premier representatives are committed to seeing the full picture of your financial situation and understanding your goals, concerns and values.

Anytime, anywhere

Your personal economy is always with you. So are we, providing financial support and services whenever and wherever you need us.

Preferential Access

Access some of the most prestigious banking products, services and rewards that we have to offer.

Local support
with a global perspective

Your Premier Relationship Manager can put together a picture of your entire financial life so a financial strategy can be designed just for you. Your Premier Relationship Manager is your single point of contact to help connect you to the HSBC2 network, providing:

We take your
personal economy
personally

And to prove it, our Premier representatives aim to serve you and build long lasting, mutually valuable client relationships. To be more consistent with that aim, our individual representatives and managers do not receive commission-based compensation. They are paid salary with the opportunity to receive incentives through fully discretionary bonuses. For more detailed information about compensation and conflicts, please click here.

Always there,
wherever and whenever
you need us

Your personal economy is always with you. So is HSBC Premier. You can access our support and services anytime from anywhere in the world.

  • Automatic HSBC Premier status in all countries where you bank with HSBC affiliates
  • Emergency cash6 of up to US $10,000 (or local currency equivalent) at Premier Centers and branches of HSBC and HSBC affiliates worldwide should your wallet be lost or stolen
  • Portable HSBC credit history that can help secure credit cards from HSBC affiliates around the world4
  • Global View - Monitor your eligible worldwide deposit accounts with HSBC and HSBC affiliates on one web page7
  • Global Transfers - Transfer funds between your eligible worldwide deposit accounts with HSBC and HSBC affiliates without any transfer fees for transfers from eligible U.S. HSBC deposit accounts7
  • Wire Transfers - Send funds from your eligible HSBC account(s) with HSBC and HSBC affiliates to another person, business or financial institution for a service fee8

Take the next
step & contact
us today

New to HSBC Premier?

Discover how we can support your personal economy.

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Already a Premier account
holder?

Access your HSBC Premier products and services and discover how we can support your personal economy.

Contact your Premier Relationship Manager

1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

2 HSBC refers to HSBC Bank USA, N.A., HSBC Securities (USA) Inc. and HSBC Insurance Agency (USA) Inc. HSBC Bank USA, N.A. provides banking products and services. HSBC Securities (USA) Inc. provides investment products and services and is an affiliate of HSBC Bank USA, N.A. HSBC Insurance Agency (USA) Inc. provides insurance products and services and is a wholly owned subsidiary of HSBC Bank USA, N.A.

3 Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life and health insurance products are provided by unaffiliated third parties and are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

Research backgrounds of brokers and brokerage firms for free by visiting FINRA's BrokerCheck website

4 To be eligible for an Premier Deluxe Mortgage, Premier customers need combined personal deposit and investment balances of at least $100,000 USD or equivalent at HSBC (in the U.S. or home country); the Premier balances must be fully funded before the closing of the mortgage loan.

5 International borrowers must have qualifying documentation to be eligible for an HSBC Premier Deluxe Mortgage. Portable HSBC affiliate credit history are not available in all countries. Speak to a Premier Relationship Manager to determine in which countries these benefits are available. Subject to credit approval.

6 Dependent on your available balance; local country limitations may apply.

7 Global View and Global Transfers are not available in all countries. Foreign currency exchange rates and country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees.

8 For applicable transfer fees, please refer to the Pre-Payment and Receipt Disclosures received at the time of your wire transaction.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

Español

Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

廣東話

我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。

普通话

我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.

To qualify for an HSBC Premier relationship, you are required to:

  • Open an HSBC Premier checking account and
  • Maintain $100,000 in combined U.S. personal deposit and investment balances

Clients who maintain the minimum balance avoid a monthly maintenance fee of $50.

Not ready to begin a Premier relationship?

An HSBC Advance checking account may help you get there.

Find out about HSBC checking accounts
couple exiting car curbside

Concierge Services

As a valued Premier customer, we recognize that your time is valuable and you need easy access to services that can help simplify your busy life. With Premier World MasterCard® Concierge Services1, let us make your dinner reservations, purchase tickets to events, coordinate business arrangements worldwide, locate hard-to-find items, buy and deliver gifts and much more. For convenience, the cost of goods or services can be billed to your Premier World MasterCard®. To learn more, speak to an HSBC Premier Concierge representative any time, any day, by calling 888.314.5132.

1 The World MasterCard® Concierge Service is administered by VIPdesk. Certain restrictions, limitations and exclusions may apply. This service is administered by a company not affiliated with HSBC Bank USA, N.A.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

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