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1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained. The Annual Percentage Yield (APY) and balance for an HSBC Premier checking account, which is accurate as of 10/09/2015 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings. See New Money for restrictions applicable to the offer.
2 New Customer means a person who has not had nor maintained a U.S. HSBC Premier relationship on or after June 22, 2015.
3 New Money is defined as funds or positions not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for inclusion in the offer or for determination of New Money include: insurance products, including fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs and 401(k) Plans; corporate accounts; commercial balances; and revocable and irrevocable trust accounts.
4 Average for offer will be calculated using weekly balances for the program period December 22, 2015 through March 21, 2016. A monthly maintenance fee will be incurred if minimum balance requirements are not maintained for your relationship.
5 Qualifying direct deposits are electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government into your HSBC Premier checking account.
6 Qualified customers will automatically receive a deposit in their HSBC Premier checking account approximately eight weeks from March 21, 2016. HSBC Premier checking account must be open and in good standing at the time of gift fulfilment. Limit one thank you gift deposit of up to $750 per customer, including all individual and joint accounts–the first line name on the joint account is considered the customer for gift purposes. In situations where multiple offers are available, HSBC Bank USA, N.A. will fulfill the highest value offer you are eligible to receive. The thank you gift deposit to your HSBC Premier checking account will be reported on the applicable IRS form(s). This offer is nontransferable. Funds used to qualify for this offer cannot be used to qualify for any other promotional offer sponsored by HSBC Bank USA, N.A.
HSBC reserves the right to change or terminate this offer in its sole discretion.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
All accounts will get the interest rates and Annual Percentage Yields (APYs) in effect when the account is opened and funded online. See Terms and Charges Disclosure for more information. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.
What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
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