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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
All accounts will get the interest rates and Annual Percentage Yields (APYs) in effect when the account is opened and funded online. See Terms and Charges Disclosure for more information.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.
What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.
1 A Premier relationship is required to open an HSBC Promotional Premier Savings account during the offer period of May 11, 2015 through and including July 3, 2015 with the Annual Percentage Yield (APY) above effective through January 19, 2016. On January 20, 2016, this account will automatically convert to an HSBC Premier Savings account which is a variable rate account subject to the HSBC Premier Savings Terms & Charges Disclosure and EFT Facility Charges. Charges and fees may reduce earnings.
New Money is defined as deposits or investments not previously held by any member of the HSBC Group in the U.S.
HSBC reserves the right to change or terminate this offer in its sole discretion.
2 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum linked combined balance requirements are not maintained.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.