Banking
Products
International Banking
Advice and tools
Products
Mortgage advice
Mortgage tools
Ways to bank
Advice and insight
Products
Advice
Tools
Ways to bank
Work with us to build a plan that can help you meet your financial goals, including protecting your lifestyle -- whether you are growing your wealth or preparing for retirement
Knowledge from analysts, economists and portfolio managers in the United States and abroad informs HSBC's perspective on investing
Consult with us on how we can help you create a personalized plan for your unique vision
Download Consumer in 2050: HSBC's look ahead to the expansion of the middle classes in emerging markets, the impact on global spending patterns; and potential opportunities for investment
In today's complex financial markets, it's not easy to make decisions alone.
HSBC Premier Relationship Advisors with HSBC Securities (USA) Inc., have the resources and experience to help you develop a strategy that is tailored to meet your specific needs. Your Premier Relationship Advisor can help you put a wealth plan in place that takes into consideration who you are, what your current financial picture is, and what you may need to feel more secure. Working closely with you, your Premier Relationship Advisor can offer the proactive and personal solutions you need to help you meet your financial objectives:
An HSBC Securities Premier Relationship Advisor will work with you to determine which investments and insurance options are right for you. In addition to an annual portfolio review, we offer reviews at any time upon your request, so that the personalized strategy we create can adapt as your needs change, and as the market shifts. In many cases, a few simple changes may be all it takes to increase your wealth-building potential and help you reach your financial goals.
In today's interconnected economy, it might not be enough to simply invest at home. By 2050, 17 of the 30 largest economies may be in countries that we now consider to be "emerging."* As these regions continue to grow with unexpected speed, keeping up with local market developments and understanding their effects on the world economy can be difficult.
HSBC may offer you a better perspective on your investments by giving you access to fast-growing regions such as India, Brazil and China.2 HSBC's global team of analysts and economists regularly monitor world markets to provide financial news, opinions and forecasts to help you uncover investment opportunities before they emerge.
In the United States, every day another 10,000 people turn 65.** Retirees are creating growing demand for travel, technology, and healthcare. Boomer growth industries may create investment opportunities that can be incorporated into your own retirement plans. Speak with a Premier Relationship Advisor for more ideas that can help with your retirement strategy.
A global consumer revolution is in the future – and it will be driven by an unprecedented expansion of the world's middle class. Almost 3 billion people – more than 40% of today's population – are expected to join the middle classes by 2050 and they will be almost exclusively from today's emerging markets.*
In Consumer in 2050, HSBC seeks to identify how this may impact global spending patterns, which sectors are likely to benefit most, and the products that will be the most in demand. HSBC focuses particularly on 17 of the emerging markets that we believe will belong to the world's top 30 economies in 2050.
To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
1 Investment and Annuity products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, a registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc., and an indirectly wholly-owned subsidiary of HSBC Holdings plc. In California, HSBC Securities (USA) Inc., conducts insurance business as HSBC Securities Insurance Services. License #: 0E67746. Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc, offers Insurance products issued by third-party insurance carriers. Products and services may vary by state and are not available in all states. California license #: 0D36843.
| Investment, Annuity and Insurance Products: | ||||
|---|---|---|---|---|
| ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES | ARE NOT FDIC INSURED | ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES | MAY LOSE VALUE |
All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.
2 Foreign securities carry special risks, such as exposure to currency fluctuations, less developed or less efficient trading markets, political instability, a lack of company information, differing auditing and legal standards, volatility and, potentially, less liquidity. These risks are likely to be greater for emerging markets than in developed markets.
* Source: HSBC, "Consumer in 2050"
** Source: Social Security Administration Report for Fiscal Year 2012
United States persons (including U.S. citizens and residents) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts - including, for example, Form TD F 90-22.1 (Report of Foreign Bank and Financial Accounts ("FBAR")). U.S. persons should consult a tax adviser for more information.
Deposit products offered in the U.S. through HSBC Bank USA, N.A. Member FDIC.
A quick guide to the main features of HSBC Premier
Your wealth management strategies should be as individual as you are1
Bank around the globe
Priority service across the street or across the globe
Take care of your most important assets
Equal Housing Lender.| †† Investments, Annuity and Insurance Products: | ||||
|---|---|---|---|---|
| ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES | ARE NOT FDIC INSURED | ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES | MAY LOSE VALUE |
Clients who maintain the minimum balance avoid a monthly maintenance fee of $50.
An HSBC Advance checking account may help you get there.
Find out about HSBC checking accounts
