Wealth Management services from HSBC Premier | HSBC

 

 

HSBC Premier
HSBC Premier Banking represented by an evening of shopping.

Wealth management services from HSBC can help put your needs into perspective

Our way of saying thanks - Treat yourself to a better class of rewards

Fund an HSBC Securities (USA) Inc. non-retirement brokerage account1 with a minimum qualifying balance of $50,000 from January 13, 2014 through and including May 2, 2014 and open an HSBC Premier World MasterCard® credit card2 from January 13, 2014 through and including May 2, 2014 and you may be eligible to receive 50,000 HSBC Premier World MasterCard® Rewards Program Bonus Points ("Rewards Bonus Points").

(See HSBC Premier Wealth Offer Details )


You may receive an additional 25,000 Rewards Bonus Points if you charge $1,500 with your new HSBC Premier credit card within the first three months from Premier World MasterCard® Account Opening (see HSBC Premier Credit Card Offer Details ). You can redeem Rewards Program Points for merchandise and travel opportunities-including airline tickets with no blackout dates. Plus, there's no cap on Rewards Program Points earned.


Customized financial strategy for your family

Work with us to build a plan that can help you meet your financial goals, including protecting your lifestyle -- whether you are growing your wealth or preparing for retirement

The advantage of a global point of view

Knowledge from analysts, economists and portfolio managers in the United States and abroad informs HSBC's perspective on investing

Ideas to help finance your retirement

Consult with us on how we can help you create a personalized plan for your unique vision

Research and insights from around the world

Download Consumer in 2050: HSBC's look ahead to the expansion of the middle classes in emerging markets, the impact on global spending patterns; and potential opportunities for investment


Customized financial strategy for your family

Woman on mountain top representing wealth management strategy

In today's complex financial markets, it's not easy to make decisions alone.

Beginning a relationship with HSBC Premier will provide you access to HSBC Premier Relationship Advisors with HSBC Securities (USA) Inc., who have the resources and experience to help you develop a wealth management strategy that is tailored to meet your specific needs. Your Premier Relationship Advisor can help you put a wealth plan in place that takes into consideration who you are, what your current financial picture is, and what you may need to feel more secure. Working closely with you, your Premier Relationship Advisor can offer the proactive and personal solutions you need to help you meet your financial objectives:

  • Investing for your future
  • Funding your children's or grandchildren's education
  • Protecting and managing your assets and your family through insurance
  • Planning for and living a comfortable retirement
  • Developing a strategy for transferring your wealth

An HSBC Securities Premier Relationship Advisor will work with you to determine which investments and insurance options are right for you. In addition to an annual portfolio review, we offer reviews at any time upon your request, so that the personalized strategy we create can adapt as your needs change, and as the market shifts. In many cases, a few simple changes may be all it takes to increase your wealth-building potential and help you reach your financial goals.

Our global point of view

Global wealth management represented as a woman in a library

In today's interconnected economy, it might not be enough to simply invest at home. By 2050, 17 of the 30 largest economies may be in countries that we now consider to be "emerging."* As these regions continue to grow with unexpected speed, keeping up with local market developments and understanding their effects on the world economy can be difficult.

HSBC may offer you a better perspective on your investments by giving you access to fast-growing regions such as India, Brazil and China.3 HSBC's global team of analysts and economists regularly monitor world markets to provide financial news, opinions and forecasts to help you uncover investment opportunities before they emerge.

Ideas to help finance your retirement

Italian homes representing the retirement aspect of wealth management

In the United States, every day another 10,000 people turn 65.** Retirees are creating growing demand for travel, technology, and healthcare. Boomer growth industries may create investment opportunities that can be incorporated into your own retirement plans. Speak with a Premier Relationship Advisor for more ideas that can help with your retirement strategy.

Research and insights from around the world

Global wealth management as depicted by a man and motorcycle on dirt road

A global consumer revolution is in the future – and it will be driven by an unprecedented expansion of the world's middle class. Almost 3 billion people – more than 40% of today's population – are expected to join the middle classes by 2050 and they will be almost exclusively from today's emerging markets.*

In Consumer in 2050, HSBC seeks to identify how this may impact global spending patterns, which sectors are likely to benefit most, and the products that will be the most in demand. HSBC focuses particularly on 17 of the emerging markets that we believe will belong to the world's top 30 economies in 2050.

Download our latest publications.

  • Investment Quarterly: Outlook for 2013, Market focus: South Korea, Ask the expert: Emerging markets corporate debt
  • Consumer in 2050: A global consumer revolution is underway, driven by an unprecedented expansion of the middle class in emerging markets, transforming demand in sectors from clothing to travel, and IT to financial services
  • The World in 2050: What will the world look like in forty years, and how can you put this view to work for your portfolio today?

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

Premier Advisors may use the titles Premier Relationship Advisor or Premier Wealth Advisor.

The Annual Percentage Yield (APY) and balance for a Premier checking account which is accurate as of Feb 07, 2014 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.

Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Third party whole life, universal life and term life insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly-owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.


Investment, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.


HSBC Premier Wealth Offer from HSBC Securities (USA) Inc.: requires that each of the following elements be met to be eligible for 50,000 HSBC Premier World MasterCard® Rewards Bonus Points:

  1. You must have a fully funded U.S. HSBC Premier relationship; and
  2. You must fund an individual or joint HSBC Securities (USA) Inc. non-retirement brokerage account with at least $50,000 of new money from January 13, 2014 through and including May 2, 2014. New money is defined as funds or positions not previously held by any member of the HSBC Group. Assets transferred to HSBC Securities (USA) Inc. will be valued as of their market value at the close of business on the day received into the brokerage account. In order to be eligible for this offer, assets held in HSBC Securities non-retirement brokerage accounts must be in addition to the $100,000 minimum balance needed to qualify for an HSBC Premier relationship. Accounts/assets that are ineligible for inclusion in the offer or for determination of new money include insurance products, including fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans, corporate accounts and trust accounts. Please consult with your Premier Relationship Advisor or Premier Wealth Advisor for more details; and
  3. If you are not an existing HSBC Premier World MasterCard® credit card customer, you must apply and be approved for an HSBC Premier World MasterCard® credit card from January 13, 2014 through and including May 2, 2014; and
  4. Your HSBC Premier World MasterCard® credit card must be open and in good standing at the time of Rewards Bonus Points fulfillment. HSBC Premier World MasterCard® for Family Members credit card accounts are not eligible for this offer. Allow 6-8 weeks after all eligibility requirements have been met for Rewards Bonus Points to post to your Account. The value of the initial Rewards Bonus Points will be reported on IRS Form 1099.

HSBC Premier Credit Card Offer: requires that each of the following elements be met to be eligible for 25,000 additional Rewards Bonus Points:

  1. You must be a new U.S. HSBC Premier customer or existing U.S. HSBC Premier customer who did not have a Premier World MasterCard® credit card as of January 13, 2014; and
  2. You must apply and be approved for an HSBC Premier World MasterCard® credit card from January 13, 2014 through and including May 2, 2014; and
  3. You must charge $1,500 or more within the first three months from HSBC Premier World MasterCard® Account Opening ("Promotional Period"); offer applies to new, net retail purchases made using your HSBC Premier World MasterCard® credit card. The Rewards Bonus Points do not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World MasterCard® credit card must be open and in good standing at the time of Rewards Bonus Points fulfillment. HSBC Premier World MasterCard® for Family Members credit card accounts are not eligible for this offers. Allow 4-6 weeks after Promotional Period has ended for the Bonus Rewards Program Points to post to your Account.

1 Investment products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSBC Securities (USA) Inc., conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A.

2 HSBC Premier World MasterCard® credit cards are issued by HSBC Bank USA, N.A., are subject to credit approval and require an HSBC Premier relationship. Premier World MasterCard® for Family Members are not eligible for these offers. To learn more, speak with an HSBC Premier Relationship Manager.

3 Foreign securities carry special risks, such as exposure to currency fluctuations, less developed or less efficient trading markets, political instability, a lack of company information, differing auditing and legal standards, volatility and, potentially, less liquidity. These risks are likely to be greater for emerging markets than in developed markets.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. MasterCard International Incorporated is not a sponsor of this promotion.

* Source: HSBC, "Consumer in 2050"

** Source: Social Security Administration Report for Fiscal Year 2012

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts.

Deposit products offered in the U.S. through HSBC Bank USA, N.A. Member FDIC.

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

To qualify for an HSBC Premier relationship, you are required to:

  • Open an HSBC Premier checking account and
  • Maintain $100,000 in combined U.S. personal deposit and investment balances

Clients who maintain the minimum balance avoid a monthly maintenance fee of $50.

Not ready to begin a Premier relationship?

An HSBC Advance checking account may help you get there.

Find out about HSBC checking accounts
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