Certificates of Deposit (CDs) | HSBC

Certificates of Deposit (CDs)

To apply or learn more call 800.975.4722 or

Apply online

HSBC CDs offer many term options to suit your savings needs.

  • Select the term that is right for you
    Knowing your Certificate of Deposit's (“CD's”) interest rate and maturity date will help you prepare for future expenses and add structure to your financial plans.1
  • Locked in rates
    Your CD rate is locked in for the length of the term, so there are no surprises, just steady earnings, when your principal remains on deposit through the maturity date.2

Take advantage of our Online CD Offers:

0.75% APY* for 6 months
0.95% APY* for 12 months
1.30% APY* for 24 months

* The Annual Percentage Yields (APYs) for the Online CD Offer are accurate as of 01/21/2017 and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open and obtain the APY is $1,000.

1 The interest rates and Annual Percentage Yields (APYs) may change at any time at the Bank's discretion without prior notice, before any CD is opened online. CDs cannot be opened online before the application process is finalized and funded. Your account will receive the current interest rate and APY in effect on the date it is opened and funded. See the Online Certificate of Deposit ("Online CD") Terms and Charges Disclosure for more information.

2 A penalty may be imposed for early withdrawal.

Deposit products offered in U.S. by HSBC Bank USA, N.A. Member FDIC.

Take advantage of our Online CD Offers:

0.75% APY* for 6 months
0.95% APY* for 12 months
1.30% APY* for 24 months

New to HSBC

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Existing HSBC Customer

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Have a question?

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800.975.4722

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TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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First Name and Last Name
Social Security Number
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Your application will be made available for completion.

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Thank you for your interest in HSBC. We look forward to helping you reach your financial goals.

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