Apply | Certificates of Deposit (CDs) | HSBC
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To apply over the phone:
Once you have submitted your application, we will notify you if it can be approved online or if other information is needed to complete the application. All accounts will receive the Annual Percentage Yield (APY) and interest rate in effect when the account is opened and funded1. See Terms and Charges Disclosure for more information.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.
What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.
Privacy and Security
HSBC recognizes the importance of protecting your privacy and we take great care to safeguard the confidentiality of your personal information. Visit our HSBC Security & Fraud Center to learn more about how HSBC helps keep your information secure, and what you can do to ensure a safe online experience.
If you need assistance or have questions about the application, please contact us or call 888.404.4050. We're available from 9am-5pm ET. You may also view Frequently Asked Questions .
* The Annual Percentage Yields (APYs) for the Online CD Offer are accurate as of 03/26/2017 and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open and obtain the APY is $1,000.
1 The interest rates and Annual Percentage Yields (APYs) may change at any time in the Bank's discretion without prior notice, before any CD is opened online. CDs cannot be opened online before the application process is finalized and funded. Your account will receive the then current interest rate and APY in effect on the date it is opened and funded. See the Online CD Terms and Charges Disclosure for more information.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
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|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|
Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.
我們隨時為您提供協助。需要廣東話或英語服務，請撥 800.711.8001（北美洲境內免費長途電話）或 716.841.6989（美國以外地區可採用對方付費方式致電）。
我们随时为您提供帮助。需要普通话或英语服务，请拨 800.711.8001（北美洲境内免费长途电话）或 716.841.6989（美国以外地区可采用对方付费方式致电）。
We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.
We're happy you have come back to complete your Online HSBC account application.
If you've started to fill out an online application for a deposit account and saved it, simply click the Retrieve an existing application link and be prepared to provide the following information:
First Name and Last Name
Social Security Number
Date of Birth
Your application will be made available for completion.
If you did not save your online application, you'll need to reapply for the product you are interested in. Simply return to the product page on the Public website that you were interested in and click the apply now button.
Thank you for your interest in HSBC. We look forward to helping you reach your financial goals.