To apply online, you must first complete the following required steps by checking the boxes below.

Apply online

This offer is available only online for applications completed using the Apply Online button on this webpage. Applications submitted through other pages on our website will not qualify for this offer.

  • Open your new HSBC checking account online by November 20, 2017; and
  • Deposit a minimum Qualifying Balance2 of $10,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
  • Maintain at least the minimum Qualifying Balance2 for 90 calendar days from the date you deposited the minimum Qualifying Balance.2

You will automatically receive the $350 Welcome Deposit in your new HSBC checking account approximately eight weeks after completing all qualifying activities; It's that simple.

  • Choice Checking : Get $2001 with a new HSBC Choice Checking2 account with qualifying activities. Ideal when you are looking for value and convenienceApply now

      For a limited time, we invite you to take advantage of our Welcome Deposit offer of $200 for opening a new HSBC Choice Checking account with qualifying activities;

      • Open your new HSBC Choice Checking account online by November 20, 2017; and
      • Deposit a minimum Qualifying Balance3 of $1,500 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
      • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.

      You will automatically receive the $200 Welcome Deposit in your new HSBC Choice Checking account approximately eight weeks after completing all qualifying activities. It's that simple.

      • Reasons the Choice is HSBC

        • Save on monthly maintenance with direct deposit or by maintaining a monthly balance of at least $1,500 in combined personal deposit balances3.
        • Free HSBC Debit Mastercard® card.
        • Access to HSBC ATMs worldwide4, most with no withdrawal fees
        • Free online and mobile banking5
        • Access to advice from experts at HSBC
      • Online and Mobile Banking5

        • Manage your money 24/7 from your mobile device or computer
        • Move money easily between your eligible HSBC and non-HSBC deposit accounts
        • Pay bills securely and for free, with an on-time guarantee6
        • Deposit checks with the tap of your phone7
        • Access planners, calculators and budget advice to help you build your financial goals
      • Optional Overdraft Protection

        Enjoy peace of mind with Select Credit8 - a personal line of credit that can be used as overdraft protection for your checking account.

      • Apply now
  • Advance checking : Get $3509 with a new HSBC Advance10 checking account with qualifying activities. Ideal when you want a banking account that helps make more out of your moneyApply now

      For a limited time, we invite you to take advantage of our Welcome Deposit offer of $350 for opening a new HSBC Advance10 checking account with qualifying activities;

      • Open your new HSBC Advance checking account online by November 20, 2017; and
      • Deposit a minimum Qualifying Balance11 of $10,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
      • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.

      You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities; It's that simple.

      • Banking with local services and 24/7 support

        • Access to dedicated professionals at any time
        • With mobile and online banking12 manage your personal finances 24/7
        • No HSBC ATM fees when using non-HSBC ATMs in the U.S.13
        • Interactive online financial tools, simulators, and calculators
      • Lending

        • Access up to 3 million in financing with a preferential rate17 on Advance Deluxe Mortgage18
        • 10% minimum down payment19 for an Advance Deluxe Mortgage
        • .25% rate discount17 on Home Equity Line of ChoiceSM 20 for customers selecting auto-pay from a U.S. HSBC Advance checking account
      • International support

        • Access to HSBC ATMs worldwide,13 and should your wallet be lost or stolen, get up to $10,000 USD in local currency at any HSBC branch worldwide14
        • No foreign transaction fees on credit card
        • Access to Global View and Global Transfers15 to easily transfer up to $200,00016 a day
      • A credit card that rewards your everyday spending

        • Earn 25,000 Rewards Program Bonus Points when you apply for a new HSBC Advance Mastercard® credit card and, if approved, spend $1,500 or more in new, net card purchases within the first three months from credit card Account opening21
        • For dining and select entertainment purchases - earn 2X Rewards Program Points for every $1 in new, net card purchases. For all other types of purchases earn 1X Rewards Program Point for each $1 in new, net card purchases22
      • Apply now
  • Premier checking : Get $75023 with a new HSBC Premier24 checking account with qualifying activities. Ideal when you need products and services you can access globallyApply now

      For a limited time, we invite you to take advantage of our Welcome Deposit offer of $750 for starting a new Premier24 relationship by opening a new HSBC Premier checking account with qualifying activities;

      • Open your new HSBC Premier checking account online by November 20, 2017; and
      • Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
      • Maintain at least the minimum Qualified Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance

      You will automatically receive the $750 deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities; It's that simple.

      • Personal support

        • Your Premier Relationship Manager can take the time to understand your unique financial goals so they can help you on your journey to achieving your lifelong ambitions and milestones
        • Priority phone service - 24 hours a day, 7 days a week and online and mobile banking25
      • Exclusive global benefits

        • Automatic HSBC Premier status in all countries where you bank with HSBC affiliates
        • Free international account opening and portable HSBC credit history30
        • Emergency cash of up to $10,000 USD (or local currency equivalent)31
      • Access to prestigious products and services

        • Receive unlimited ATM third-party surcharge fee rebates when using another bank's ATMs in the U.S. to access your Premier accounts26
        • Some of our best rates27 on Premier Deluxe Mortgages28 with up to a $1,500 closing cost credit
        • HSBC Premier Savings account29 - one of our highest-earning savings accounts
      • A most rewarding credit card

        • Apply for an HSBC Premier World Mastercard® credit card and if approved, earn 35,000 Rewards Program Bonus Points, worth at least $400 in air travel, when you spend $2,500 or more in new, net card purchases within the first three months from Account opening32
        • Redeem Points for flights, hotel reservations and car rentals using our online travel site; or, book your own airline travel, and receive a statement credit to reimburse the cost
        • Enjoy no foreign transaction fees
      • Apply now
  • Choice Checking : Get a new HSBC Choice Checking1 account. Ideal when you are looking for value and convenienceApply now
      • Reasons the Choice is HSBC

        • Save on monthly maintenance fees with direct deposit or by maintaining a monthly balance of at least $1,500 in combined personal deposit and investment balances1.
        • Free HSBC Debit Mastercard® card
        • Access to HSBC ATMs worldwide2, most with no withdrawal fees.
        • Free online and mobile banking3
        • Access to advice from experts at HSBC
      • Online and Mobile Banking3

        • Manage your money 24/7 from your mobile device or computer
        • Move money easily between your eligible HSBC and non-HSBC deposit accounts
        • Pay bills securely and for free, with an on-time guarantee4.
        • Deposit checks with the tap of your phone5
        • Access planners, calculators and budget advice to help you build your financial goals
      • Optional Overdraft Protection

        Enjoy peace of mind with Select Credit6 - a personal line of credit that can be used as overdraft protection for your checking account.

      • Apply now
  • Advance checking : Get a new HSBC Advance7 checking account. Ideal when you want a banking account that helps make more out of your moneyApply now
      • Banking with local services and 24/7 support

        • Access to dedicated professionals at any time
        • With mobile and online banking8, you can manage your personal finances 24/7
        • No HSBC ATM fees when using non-HSBC ATMs in the U.S.9
        • Interactive online financial tools, simulators, and calculators
      • Lending

        • Access up to 3 million in financing with a preferential rate13 on Advance Deluxe Mortgage14
        • .25% rate discount13 on Home Equity Line of ChoiceSM 15 for customers selecting auto-pay from a U.S. HSBC Advance checking account
      • International support

        • Access to HSBC ATMs worldwide9, and should your wallet be lost or stolen, get up to $10,000 USD in local currency at any HSBC branch worldwide10
        • No foreign transaction fees on credit card
        • Access to Global View and Global Transfers11 to easily transfer up to $200,00012 a day
      • A credit card that rewards your everyday spending

        • Earn 25,000 Rewards Program Bonus Points when you apply for a new HSBC Advance Mastercard® credit card and, if approved, spend $1,500 or more in new, net card purchases within the first three months from credit card Account opening16
        • For dining and select entertainment purchases - earn 2X Rewards Program Points for every $1 in new, net card purchases. For all other types of purchases earn 1X Rewards Program Point for each $1 in new, net card purchases17
      • Apply now
  • Premier checking : Get a new HSBC Premier18 checking account. Ideal when you need exclusive products and services you can access globallyApply now
      • Personal support

        • Your Premier Relationship Manager can take the time to understand your unique financial goals so they can help you on your journey to achieving your lifelong ambitions and milestones
        • Priority phone service - 24 hours a day, 7 days a week and online and mobile banking19
      • Exclusive global benefits

        • Automatic HSBC Premier status in all countries where you bank with HSBC affiliates
        • Free international account opening and portable HSBC credit history24
        • Emergency cash of up to $10,000 USD (or local currency equivalent)25
      • Access to prestigious products and services

        • Receive unlimited ATM third-party surcharge fee rebates when using another bank's ATMs in the U.S. to access your Premier accounts20
        • Some of our best rates21 on Premier Deluxe Mortgages22 with up to a $1,500 closing cost credit
        • HSBC Premier Savings account23 - one of our highest-earning savings accounts
      • A most rewarding credit card

        • Apply for an HSBC Premier World Mastercard® credit card and if approved, earn 35,000 Rewards Program Bonus Points, worth at least $400 in air travel, when you spend $2,500 or more in new, net card purchases within the first three months from Account opening26
        • Redeem Points for flights, hotel reservations and car rentals using our online travel site; or, book your own airline travel, and receive a statement credit to reimburse the cost
        • Enjoy no foreign transaction fees
      • Apply now
  • Reasons the Choice is HSBC

    • Save on monthly maintenance fees with direct deposit or by maintaining a monthly balance of at least $1,500 in combined personal deposit and investment balances1
    • Free HSBC Debit Mastercard® card
    • Access to HSBC ATMs worldwide3, most with no withdrawal fees
    • Free online and mobile banking4
    • Access to advice from experts at HSBC
  • Online and Mobile Banking4

    • Manage your money 24/7 from your mobile device or computer
    • Move money easily between your eligible HSBC and non-HSBC deposit accounts
    • Pay bills securely and for free, with an on-time guarantee5
    • Deposit checks with the tap of your phone6
    • Access planners, calculators and budget advice to help you build your financial goals
  • Optional Overdraft Protection

    Enjoy peace of mind with Select Credit7 - a personal line of credit that can be used as overdraft protection for your checking account

  • Banking with local services and 24/7 support

    • Access to dedicated professionals at any time
    • With mobile and online banking3 manage your personal finances 24/7
    • No HSBC ATM fees when using non-HSBC ATMs in the U.S.4
    • Interactive online financial tools, simulators, and calculators
  • Lending

    • Access up to 3 million in financing with a preferential rate8 on Advance Deluxe Mortgage9.
    • 10% minimum down payment10 for an Advance Deluxe Mortgage
    • .25% rate discount8 on Home Equity Line of ChoiceSM 11 for customers selecting auto-pay from a U.S. HSBC Advance checking account
  • International support

    • Access to HSBC ATMs worldwide,4 and should your wallet be lost or stolen, get up to $10,000 USD in local currency at any HSBC branch worldwide5
    • No foreign transaction fees on credit card
    • Access to Global View and Global Transfers6 to easily transfer up to $200,0007 a day
  • A credit card that rewards your everyday spending

    • Earn 25,000 Rewards Program Bonus Points when you apply for a new HSBC Advance Mastercard® credit card and, if approved, spend $1,500 or more in new, net card purchases within the first three months from credit card Account opening12
    • For dining and select entertainment purchases13 - earn 2X Rewards Program Points for every $1 in new, net card purchases. For all other types of purchases earn 1X Rewards Program Point for each $1 in new, net card purchases
  • Personal support

    • Your Premier Relationship Manager can take the time to understand your unique financial goals so they can help you on your journey to achieving your lifelong ambitions and milestones
    • Priority phone service - 24 hours a day, 7 days a week and online and mobile banking2
  • Exclusive global benefits

    • Automatic HSBC Premier status in all countries where you bank with HSBC affiliates
    • Free international account opening and portable HSBC credit history7
    • Emergency cash of up to $10,000 USD (or local currency equivalent)8
  • Access to prestigious products and services

    • Receive unlimited ATM third-party surcharge fee rebates when using another bank's ATMs in the U.S. to access your Premier accounts3
    • Some of our best rates4 on Premier Deluxe Mortgages5 with up to a $1,500 closing cost credit
    • HSBC Premier Savings account6 - one of our highest-earning savings accounts
  • A most rewarding credit card

    • Apply for an HSBC Premier World Mastercard® credit card and if approved, earn 35,000 Rewards Program Bonus Points, worth at least $400 in air travel, when you spend $2,500 or more in new, net card purchases within the first three months from Account opening9
    • Redeem Points for flights, hotel reservations and car rentals using our online travel site; or, book your own airline travel, and receive a statement credit to reimburse the cost
    • Enjoy no foreign transaction fees
Apply now

You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online.

Offer Terms and Conditions: This offer is available only online for applications completed using the Apply Online button on this webpage. You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online. Customers who held any HSBC consumer account from October 1, 2016 through October 1, 2017 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.

HSBC Choice Checking $200 Welcome Deposit: For this offer, New Money is defined as deposits not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated every Friday to derive the average monthly balance throughout the total offer period.

Your HSBC Choice Checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts - the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Choice Checking account will be reported on the applicable IRS form. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise, cash bonus, and preferred rates on savings accounts and/or CDs that are offered to customers who open an eligible checking account and satisfy qualifying activities.

  1. To qualify for an HSBC Choice Checking relationship, you need to open an HSBC Choice Checking account and maintain combined U.S. personal deposit and investment balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per monthly cycle. A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met. Qualifying direct deposits are electronic deposits of regular periodic payments made into your qualifying checking account through third parties per the stated frequency.
  2. Qualifying Balance is $1,500 in combined consumer checking and savings New Money balances. Investment balances are not included in this offer.
  3. You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.
  4. The HSBC Mobile Banking App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.
  5. Under the Bill Pay on-time guarantee, HSBC will bear the responsibility for any late-payment-related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the HSBC Personal Internet Banking Terms and Conditions. This guarantee does not apply to business clients using Bill Pay.
  6. The HSBC Mobile Check Deposit limit for HSBC Choice Checking is $3,000 daily; the maximum monthly deposit limit amount is $5,000. Camera in device required to be able to utilize HSBC Mobile Check Deposit.
  7. Select Credit is a personal line of credit only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. To learn more, please speak to an HSBC Bank USA, N.A. representative for product and pricing details.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

© 2017 HSBC Bank USA, N.A.

You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online.

Offer Terms and Conditions: This offer is available only online for applications completed using the Apply Online button on this webpage. You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online. Customers who held any HSBC consumer account from October 1, 2016 through October 1, 2017 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.

HSBC Advance checking $350 Welcome Deposit: For this offer, New Money is defined as deposits not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated every Friday to derive the average monthly balance throughout the total offer period.

Your HSBC Advance checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts - the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Advance checking account will be reported on the applicable IRS form. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise, cash bonus, and preferred rates on savings accounts and/or CDs that are offered to customers who open an eligible checking account and satisfy qualifying activities.

The Annual Percentage Yields (APYs) and balances for an HSBC Advance checking account which are accurate as of October 2, 2017 are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings.

  1. To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use their HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.
  2. Qualifying Balance is $10,000 in combined consumer checking and savings New Money balances. Investment and Commercial balances are not included in this offer.
  3. The HSBC Mobile Banking App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.
  4. You may be charged additional fees by the ATM operator or network used, including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.
  5. U.S. Advance customers can obtain up to $10,000 USD or local currency equivalent after authorization by the account holding country. You will just need to show proper identification at any HSBC branch. Encashment is dependent on your available balance; local country limitations may apply.
  6. Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.
  7. The maximum outbound and inbound limit for U.S. HSBC accounts is $200,000 per transaction and per day. Other countries may have local limit restrictions. Check with your destination country for limit information.
  8. Discounts and loan amount depend on a specific program and may require certain Advance balances, reserves, equity, and automatic payment from an HSBC U.S. Advance checking account. For home equity accounts, the Advance APR includes an auto-pay discount of .25%.
  9. To be eligible for an HSBC Advance Deluxe Mortgage, you must: (A) be an HSBC Advance relationship customer with a U.S. Advance checking account; and (B) have combined U.S. personal deposit and investment balances of at least $10,000 at any member of the HSBC Group located in the U.S. The Advance balance requirement must be fully funded before the closing of the mortgage loan.
  10. Loan amount cannot exceed $1,500,000 and borrowers must have traditional credit in the U.S. to be eligible for mortgages above 80% loan-to-value. The minimum down payment assumes a FICO score of 720 and above, a one unit single family dwelling purchase and no cash out refinance transactions.
  11. To be eligible for an Advance home equity line of credit, you must be an Advance relationship customer with a U.S. Advance checking account.
  12. The 25,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Advance Mastercard® credit card when you charge the qualifying amount or more within the first three (3) months from Account opening ("Promotional Period"). The 25,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Advance Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.
  13. Please refer to the HSBC Advance Mastercard® credit card Guide to Benefits and Terms & Conditions brochure, which will be supplied to all new customers following the receipt of their card.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

HSBC Advance Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Advance or Premier relationship. To learn more, speak with an HSBC branch representative.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

© 2017 HSBC Bank USA, N.A.

You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online.

Offer Terms and Conditions: This offer is available only online for applications completed using the Apply Online button on this webpage. You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online. Customers who held any HSBC consumer account from October 1, 2016 through October 1, 2017 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.

HSBC Premier checking $750 Welcome Deposit: For this offer, New Money is defined as funds or positions not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated every Friday to derive the average monthly balance throughout the total offer period.

Your HSBC Premier checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts - the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Premier checking account will be reported on the applicable IRS form. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise, cash bonus, and preferred rates on savings accounts and/or CDs that are offered to customers who open an eligible checking account and satisfy qualifying activities.

The Annual Percentage Yield (APY) and balance for an HSBC Premier checking account which is accurate as of October 2, 2017 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.

  1. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirement is not maintained.
  2. Global View and Global Transfers are available for only HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.
  3. The HSBC Mobile Banking App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.
  4. Available only on U.S. non-HSBC ATM transactions initiated from HSBC Premier checking, Premier Asset Management, HSBC Premier Savings account, and HSBC Promotional Premier Savings account. HSBC will rebate qualifying ATM third-party surcharge fees incurred with a credit to your account on the first business day of the following calendar month.
  5. Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity, and automatic payment from an HSBC U.S. Premier checking account.
  6. To be eligible for an HSBC Premier Deluxe Mortgage, you must: (A) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (B) have combined personal deposit and investment balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier minimum balance requirement must be fully funded before the closing of the mortgage loan.
  7. To qualify for an HSBC Premier Savings account, you need to maintain an HSBC Premier relationship.
  8. Not available in all countries. International account opening may be subject to approval based on local regulations and policies of country or application.
  9. Dependent on your available balance; local country limitations may apply.
  10. The 35,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Premier World Mastercard® credit card when you charge the qualifying amount or more within the first three (3) months from Account opening ("Promotional Period"). The 35,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.

HSBC Premier World Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

© 2017 HSBC Bank USA, N.A.

HSBC CHOICE CHECKING ACCOUNT

  1. Offer Terms and Conditions: This offer is available only online for applications completed using the Apply Online button on this webpage. You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online. Customers who held any HSBC consumer account from October 1, 2016 through October 1, 2017 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.

HSBC Choice Checking $200 Welcome Deposit: For this offer, New Money is defined as deposits not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated every Friday to derive the average monthly balance throughout the total offer period.

Your HSBC Choice Checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts - the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Choice Checking account will be reported on the applicable IRS form. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise, cash bonus, and preferred rates on savings accounts and/or CDs that are offered to customers who open an eligible checking account and satisfy qualifying activities.

  1. To qualify for an HSBC Choice Checking relationship, you need to open an HSBC Choice Checking account and maintain combined U.S. personal deposit and investment balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per monthly cycle. A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met. Qualifying direct deposits are electronic deposits of regular periodic payments made into your qualifying checking account through third parties per the stated frequency.
  2. Qualifying Balance is $1,500 in combined consumer checking and savings New Money balances. Investment balances are not included in this offer.
  3. You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.
  4. The HSBC Mobile Banking App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.
  5. Under the Bill Pay on-time guarantee, HSBC will bear the responsibility for any late-payment-related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the HSBC Personal Internet Banking Terms and Conditions. This guarantee does not apply to business clients using Bill Pay.
  6. The HSBC Mobile Check Deposit limit for HSBC Choice Checking is $3,000 daily; the maximum monthly deposit limit amount is $5,000. Camera in device required to be able to utilize HSBC Mobile Check Deposit.
  7. Select Credit is a personal line of credit only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. To learn more, please speak to an HSBC Bank USA, N.A. representative for product and pricing details.

HSBC ADVANCE CHECKING ACCOUNT

  1. Offer Terms and Conditions: This offer is available only online for applications completed using the Apply Online button on this webpage. You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online. Customers who held any HSBC consumer account from October 1, 2016 through October 1, 2017 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.

HSBC Advance checking $350 Welcome Deposit: For this offer, New Money is defined as deposits not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; ; UTMA and UGMA Accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated every Friday to derive the average monthly balance throughout the total offer period.

Your HSBC Advance checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts - the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Advance checking account will be reported on the applicable IRS form. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise, cash bonus, and preferred rates on savings accounts and/or CDs that are offered to customers who open an eligible checking account and satisfy qualifying activities.

The Annual Percentage Yields (APYs) and balances for an HSBC Advance checking account which are accurate as of October 2, 2017 are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings.

  1. To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use their HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.
  2. Qualifying Balance is $10,000 in combined consumer checking and savings New Money balances. Investment and Commercial balances are not included in this offer.
  3. The HSBC Mobile Banking App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.
  4. You may be charged additional fees by the ATM operator or network used, including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.
  5. U.S. Advance customers can obtain up to $10,000 USD or local currency equivalent after authorization by the account holding country. You will just need to show proper identification at any HSBC branch. Encashment is dependent on your available balance; local country limitations may apply.
  6. Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.
  7. The maximum outbound and inbound limit for U.S. HSBC accounts is $200,000 per transaction and per day. Other countries may have local limit restrictions. Check with your destination country for limit information.
  8. Discounts and loan amount depend on a specific program and may require certain Advance balances, reserves, equity, and automatic payment from an HSBC U.S. Advance checking account. For home equity accounts, the Advance APR includes an auto-pay discount of .25%.
  9. To be eligible for an HSBC Advance Deluxe Mortgage, you must: (A) be an HSBC Advance relationship customer with a U.S. Advance checking account; and (B) have combined U.S. personal deposit and investment balances of at least $10,000 at any member of the HSBC Group located in the U.S. The Advance balance requirement must be fully funded before the closing of the mortgage loan.
  10. Loan amount cannot exceed $1,500,000 and borrowers must have traditional credit in the U.S. to be eligible for mortgages above 80% loan-to-value. The minimum down payment assumes a FICO score of 720 and above, a one unit single family dwelling purchase and no cash out refinance transactions.
  11. To be eligible for an Advance home equity line of credit, you must be an Advance relationship customer with a U.S. Advance checking account.
  12. The 25,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Advance Mastercard® credit card when you charge the qualifying amount or more within the first three (3) months from Account opening ("Promotional Period"). The 25,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Advance Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.
  13. Please refer to the HSBC Advance Mastercard® credit card Guide to Benefits and Terms & Conditions brochure, which will be supplied to all new customers following the receipt of their card.

HSBC PREMIER CHECKING ACCOUNT

  1. Offer Terms and Conditions: This offer is available only online for applications completed using the Apply Online button on this webpage. You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online. Customers who held any HSBC consumer account from October 1, 2016 through October 1, 2017 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.

HSBC Premier checking $750 Welcome Deposit: For this offer, New Money is defined as funds or positions not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated every Friday to derive the average monthly balance throughout the total offer period.

Your HSBC Premier checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts - the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Premier checking account will be reported on the applicable IRS form. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise, cash bonus, and preferred rates on savings accounts and/or CDs that are offered to customers who open an eligible checking account and satisfy qualifying activities.

The Annual Percentage Yield (APY) and balance for an HSBC Premier checking account which is accurate as of October 2, 2017 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.

  1. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirement is not maintained.
  2. In order to view your accounts via the HSBC Mobile Banking App and use HSBC Mobile Check Deposit, you need to be registered for HSBC Personal Internet Banking. App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. Camera in device required to be able to utilize HSBC Mobile Check Deposit. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.
  3. Available only on U.S. non-HSBC ATM transactions initiated from HSBC Premier checking, Premier Asset Management, HSBC Premier Savings account, and HSBC Promotional Premier Savings account. HSBC will rebate qualifying ATM third-party surcharge fees incurred with a credit to your account on the first business day of the following calendar month.
  4. Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity, and automatic payment from an HSBC U.S. Premier checking account. For home equity accounts, the Premier APR includes an auto-pay discount of 50%.
  5. To be eligible for an HSBC Premier Deluxe Mortgage, you must: (A) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (B) have combined personal deposit and investment balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier minimum balance requirement must be fully funded before the closing of the mortgage loan.
  6. To qualify for an HSBC Premier Savings account, you need to maintain an HSBC Premier relationship.
  7. Not available in all countries. International account opening may be subject to approval based on local regulations and policies of country or application.
  8. Dependent on your available balance; local country limitations may apply.
  9. The 35,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Premier World Mastercard® credit card when you charge the qualifying amount or more within the first three (3) months from Account opening ("Promotional Period"). The 35,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.

You must be at least 18 years of age, have a Social Security Number, and have a U.S. residential address to apply for a deposit account online.

HSBC CHOICE CHECKING ACCOUNT

  1. To qualify for an HSBC Choice Checking relationship, you need to open an HSBC Choice Checking account and maintain combined U.S. personal deposit and investment balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per monthly cycle. A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met. Qualifying direct deposits are electronic deposits of regular periodic payments made into your qualifying checking account through third parties per the stated frequency.
  2. You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.
  3. The HSBC Mobile Banking App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.
  4. Under the Bill Pay on-time guarantee, HSBC will bear the responsibility for any late-payment-related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the HSBC Personal Internet Banking Terms and Conditions. This guarantee does not apply to business clients using Bill Pay.
  5. The HSBC Mobile Check Deposit limit for HSBC Choice Checking is $3,000 daily; the maximum monthly deposit limit amount is $5,000. Camera in device required to be able to utilize HSBC Mobile Check Deposit.
  6. Select Credit is a personal line of credit only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. To learn more, please speak to an HSBC Bank USA, N.A. representative for product and pricing details.

HSBC ADVANCE CHECKING ACCOUNT

  1. To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use their HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.
  2. The HSBC Mobile Banking App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.
  3. You may be charged additional fees by the ATM operator or network used, including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.
  4. U.S. Advance customers can obtain up to $10,000 USD or local currency equivalent after authorization by the account holding country. You will just need to show proper identification at any HSBC branch. Encashment is dependent on your available balance; local country limitations may apply.
  5. Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.
  6. The maximum outbound and inbound limit for U.S. HSBC accounts is $200,000 per transaction and per day. Other countries may have local limit restrictions. Check with your destination country for limit information.
  7. Discounts and loan amount depend on a specific program and may require certain Advance balances, reserves, equity, and automatic payment from an HSBC U.S. Advance checking account. For home equity accounts, the Advance APR includes an auto-pay discount of .25%.
  8. To be eligible for an HSBC Advance Deluxe Mortgage, you must: (A) be an HSBC Advance relationship customer with a U.S. Advance checking account; and (B) have combined U.S. personal deposit and investment balances of at least $10,000 at any member of the HSBC Group located in the U.S. The Advance balance requirement must be fully funded before the closing of the mortgage loan.
  9. To be eligible for an Advance home equity line of credit, you must be an Advance relationship customer with a U.S. Advance checking account.
  10. The 25,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Advance Mastercard® credit card when you charge the qualifying amount or more within the first three (3) months from Account opening ("Promotional Period"). The 25,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Advance Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.
  11. Please refer to the HSBC Advance Mastercard® credit card Guide to Benefits and Terms & Conditions brochure, which will be supplied to all new customers following the receipt of their card.

HSBC PREMIER CHECKING ACCOUNT

  1. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirement is not maintained.
  2. The HSBC Mobile Banking App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.
  3. Available only on U.S. non-HSBC ATM transactions initiated from HSBC Premier checking, Premier Asset Management, HSBC Premier Savings account, and HSBC Promotional Premier Savings account. HSBC will rebate qualifying ATM third-party surcharge fees incurred with a credit to your account on the first business day of the following calendar month.
  4. Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity, and automatic payment from an HSBC U.S. Premier checking account.
  5. To be eligible for an HSBC Premier Deluxe Mortgage, you must: (A) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (B) have combined personal deposit and investment balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier minimum balance requirement must be fully funded before the closing of the mortgage loan.
  6. To qualify for an HSBC Premier Savings account, you need to maintain an HSBC Premier relationship.
  7. Not available in all countries. International account opening may be subject to approval based on local regulations and policies of country or application.
  8. Dependent on your available balance; local country limitations may apply.
  9. The 35,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Premier World Mastercard® credit card when you charge the qualifying amount or more within the first three (3) months from Account opening ("Promotional Period"). The 35,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.

HSBC Premier World Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.

HSBC Advance Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Advance or Premier relationship. To learn more, speak with an HSBC branch representative.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Select Credit Accounts are issued by HSBC Bank USA, N.A., subject to credit approval, and require a qualifying deposit relationship with HSBC Bank USA, N.A.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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