HSBC Premier checking account - Exclusive Banking Relationship | HSBC
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Individual and family
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Your Relationship Manager provides access to all that HSBC has to offer
No monthly maintenance fee if balance requirements1 are met
HSBC ATM access worldwide
Most with no withdrawal fees2
HSBC Investor Savings account
One of our highest-yield Money Market accounts
Global View and Global Transfers3
Access your eligible worldwide HSBC deposit accounts online and transfer funds between them
Home Financing Services
Our best rates4 on Premier Deluxe Mortgages, closing cost credit, and up to $5 million in financing5 with fixed and ARM options6
Receive priority service and emergency financial support at HSBC branches across the street or around the globe
HSBC Premier Debit MasterCard®
Pay no foreign transaction fees on your purchases with the HSBC Premier Debit MasterCard®
See Terms and Charges Disclosure for more information.
1 To qualify for HSBC Premier status, you need to open a Premier Checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier relationship. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. You have up to 90 days after account opening to meet the full $100,000 balance requirement.
2 ATM transaction fees will not be charged at any HSBC-globally branded ATM with the exception of transactions initiated in the following countries: Argentina, Bermuda, France, Greece, Malta, Mexico, New Zealand and Turkey. However, foreign currency conversion rates may still apply to all transactions.
3 Global View and Global Transfers not available in all countries. Foreign currency exchange rates may apply.
4 Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier Checking account.
5 HSBC Premier Deluxe Mortgage, which has additional requirements, is available up to $5 million.
6 Interest rate may increase per the terms stated in your adjustable rate note and, for both Fixed and Adjustable Rate Premier Deluxe Mortgage options, in the event you cease to maintain a required Premier relationship with HSBC Bank USA, N.A.
United States persons (including U.S. citizens and residents) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non–U.S. accounts – including, for example, Form TD F 90–22.1 (Report of Foreign Bank and Financial Accounts ("FBAR")). U.S. persons should consult a tax adviser for more information.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
Deposit products offered in U.S. by HSBC Bank USA, N.A. Member FDIC.
To qualify for an HSBC Premier relationship, you are required to:
- Open an HSBC Premier Checking account and
- Maintain $100,000 in combined U.S. personal deposit and investment balances
Not ready to begin a Premier relationship?
HSBC Advance can help you get there.
Note: Business owners may use their commercial balances to qualify for personal Premier membership. Clients who maintain the required minimum balance avoid a monthly maintenance fee of $50.
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|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|