No Foreign Transaction Fees Credit Cards | HSBC
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Learn more about HSBC Premier and how to become eligible for the HSBC Premier World MasterCard® credit card.
Call: 866.909.1269Request a callback Visit a Branch
Existing HSBC Premier Client
Log on to apply for your HSBC Premier World MasterCard® credit cardLog on to apply
Or call: 888.662.4722Visit a Branch
Essential benefits other cards don't match
- Rich rewards with no annual fee† 1
- A competitve APR† 1
- No foreign transaction fees† 1
Apply now for a Premier Relationship to become eligible for the HSBC Premier World MasterCard®Apply online
Apply over the phone
Call us: 888.662.4722
Essential benefits other cards don't match
- No annual fee and low APR1
- No foreign transaction fees1
- No pre-set spending limit with no over the credit limit fees2
†Summary of Terms can be accessed here
HSBC Premier World MasterCard® credit card requires an HSBC relationship and is subject to credit approval. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
1 The information about the costs and benefits of the card described is accurate as of 02/06/2016. The variable Purchase APR applies to credit card purchases and will be either 13.24% or 17.24%, depending on your credit worthiness. The variable Balance Transfer APR applies to balance transfers and credit card checks and will be either 13.24% or 17.24%, depending on your credit worthiness. The variable Cash APR applies to cash advances and overdrafts and is 25.24%. Your APRs may increase to the variable Penalty APR of 30.24% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Balance Transfer Fee of either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check. A Cash Advance Fee of either $5 or 3%, whichever is greater, will apply on each cash advance transaction. A $0 Annual Fee will apply for HSBC Premier World MasterCard® credit card account clients who have a qualifying U.S. HSBC Premier1 checking account relationship. A $95 Annual Fee will apply for HSBC Premier World MasterCard® credit card Account clients who no longer have a qualifying U.S. HSBC Premier1 checking account relationship. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. There is no Overdraft Transaction Fee or Foreign Transaction Fee. See Summary of Terms for details.
We may change the terms on your Account. This may include changing, adding, or removing terms. We may do this in response to the legal, business, competitive environment or other reasons not listed here. We may increase the interest rate on existing balances in limited circumstances. Changes to some terms may require at least 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Account.
HSBC Premier World MasterCard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require an HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
To qualify for an HSBC Premier relationship, you are required to:
- Open an HSBC Premier Checking account and
- Maintain $100,000 in combined U.S. personal deposit and investment balances
Not ready to begin a Premier relationship?
HSBC Advance can help you get there.
Note: Business owners may use their commercial balances to qualify for personal Premier membership. Clients who maintain the required minimum balance avoid a monthly maintenance fee of $50. Please contact Premier Service Center for information regarding qualifying commercial balances.
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|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|