Checklist | Home Equity Line of Choice | HSBC

 

Home Equity information checklist

The information you need to apply

To apply for an HSBC Home Equity Line of ChoiceSM, please have the following information at hand:

  • Social Security Number or Tax Identification Number
  • Date of birth
  • Current address including length at residence
  • Current email address
  • Monthly mortgage/rent payment amount
  • Annual income and employment information
  • Other income sources for yourself and co-applicant (if applicable)
  • Property information, including purchase date and price, estimated value, mortgage holder, outstanding balance, monthly payment, taxes, insurance and all names on the deed.

Documents you may need:

During the credit process, you may be asked to provide copies of the following, if applicable:

  • Copies of your most recent paystubs and W2s
  • Copies of recent bank statements
  • Copies of two years of Federal Tax returns, if self-employed
  • Copy of your mortgage statement and mortgage note if you have a first mortgage and it's with a lender other than HSBC
  • Copies of most recent property taxes if not escrowed
  • Copy of most recent home insurance binder
  • Copy of your most recent deed

If your property is a Cooperative (Co-op), you will be asked to furnish copies of your:

  • Complete signed proprietary lease
  • Stock certificates
  • Most recent Co-op corporation's financial statement
  • Monthly maintenance statement

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Have a question about your existing HELOC?

Call 866.435.7097

Mon - Fri (8:30am to 8:30pm ET)

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

Español

Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

廣東話

我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。

普通话

我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.

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