Rates | Home Equity Line of Choice | HSBC

 

Home Equity Line of ChoiceSM

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Apply for a home equity line of credit now and be eligible for up to $400 Cash Back1

  1. Get $100 with an initial draw of $25,000 or more when you open a new Home Equity Line of Choice2
  2. Get an additional $150 when you maintain $25,000 or more for the first 6 months3
  3. Get an additional $150 when you maintain $50,000 or more for the first 12 months4

 

Home Equity Line of ChoiceSM - Rates by State

Please select the state in which the property is or will be located from the list below.

Learn More about Home Equity Line of ChoiceSM

1 This offer requires monthly automatic payments from an HSBC U.S. checking account. Auto-pay must be established at or prior to closing and must be maintained to receive the cash offer. Offer is only available on new Home Equity Line of ChoiceSM (HELOC) applications submitted during the Promotional Period of 04/03/2017 to 11/30/2017. Offer is not available on existing HSBC home equity lines, including modifications to an existing line. Lines opened as a result of changes to or closure of an existing line are also not eligible. Additional terms and conditions may apply.

Within 90 days of meeting the offer requirements, recipients will receive a credit to the HSBC checking account in which the HELOC automatic payments are debited. The value of the cash offer is taxable income to the recipient. The recipient is responsible for all federal, state and local taxes incurred upon receipt of the cash associated with this offer and credited to their account. HSBC does not provide tax advice; therefore, if you have questions concerning the tax implications of this offer, you should consult your legal or tax professional.

2 To be eligible to receive $100, an initial draw of $25,000 or more must be made at the time the home equity line is opened.

3 To be eligible for a total of $250, an initial draw of $25,000 or more must be made at the time the home equity line is opened and an average daily balance of $25,000 or more maintained for the first 6 full calendar months.

4 To be eligible to receive the total cash incentive of $400, an initial draw of $50,000 or more must be made at the time the home equity line is opened and an average daily balance of $50,000 or more is maintained for the first 12 full calendar months.

5 Discounts and loan amount depend on specific program and may require certain Premier or Advance balances, reserves, equity and automatic payment from an HSBC U.S Premier or U.S. Advance checking account.

6 To be eligible for an HSBC Premier home equity line of credit, you must be a Premier relationship customer with a U.S. Premier checking account. To learn more about the Premier relationship requirements contact an HSBC branch or call toll free at 866.801.6756.

7 To be eligible for an Advance home equity line of credit, you must be an Advance relationship customer with a U.S. Advance checking account. To learn more about the Advance relationship requirements contact an HSBC branch or call toll free at 844.374.9016.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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Premier6 clients receive a

0.50%

auto-pay rate discount5

Advance7 clients receive a

0.25%

auto-pay rate discount5

Have a question about your existing HELOC?

Call 866.435.7097

Mon - Fri (8:30am to 8:30pm ET)

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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