Premier Deluxe Mortgage Offer | Mortgages | HSBC Bank USA, N.A.


This is how... you get pre-approved for a Premier Deluxe Mortgage

Get our best rates1 with a Premier Deluxe Mortgage2

Term Rate* APR*
5/1 ARM3

To get pre-approved today


Click to call

Click to obtain your code to receive a $200 Amazon Gift Card when you close on a 5/1 ARM3 Premier Deluxe Mortgage.

Offer code

Offer code:


Quote the offer code when applying on 855.280.8700 to receive a $200 Amazon Gift Card when you close on a 5/1 ARM3 Premier Deluxe Mortgage.

Terms and conditions

Closing cost credit of up to $1500

To reduce your home buying expenses and to make your house a home.

Access up to $3 million in financing

To help secure the home you've always dreamed of.

Learn more about our full range of mortgage terms and rates here

1 Discounts and loan amount depend on a specific program and may require certain Premier balances, reserves, equity, and automatic payment from an HSBC U.S. Premier checking account.

2 To be eligible for an HSBC Premier Deluxe Mortgage, you must: (A) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (B) have combined personal deposit and investment balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier balance requirement must be fully funded before the closing of the mortgage loan. To learn more about the Premier relationship requirements contact an HSBC branch or call toll free at 866.801.6756.

3 Interest rate may increase per the terms stated in your adjustable rate note.

Terms and Conditions:

  1. PROGRAM PERIOD: The HSBC Premier Deluxe Mortgage Incentive Program (the "Program") will run from August 15, 2016 through September 11, 2016.
  2. ELIGIBILITY: The Program is open to legal existing and new Premier relationship customers who are 18 years of age or older, and who have applied for and closed on a Premier Deluxe Mortgage ("Mortgage"). Employees of HSBC Bank USA, N.A. ("Sponsor"), Don Jagoda Associates, Inc., and their affiliates, subsidiaries, related companies, advertising and promotions agencies and their immediate family members are not eligible for this Program.
  3. HOW IT WORKS/OFFER DESCRIPTION: To qualify for the $200 Gift Card offer ("Offer"), you must: (1) apply for the Mortgage by September 11, 2016, (2) provide the home financing professional with the offer code; and (3) close on the Mortgage within 6 months of application. Offer Code can be obtained online at from August 15, 2016 to September 11, 2016. Offer valid on purchase mortgages and external refinances only (cannot be used to refinance an existing HSBC loan).
  4. GIFT CARD NOTIFICATION AND FULFILLMENT: Customers who have met the eligibility requirements will be notified via email and will be required to verify their identity by providing their name, mailing address, date of birth and phone number within seven (7) days of notification attempt or Offer may be forfeited. All gift cards will be mailed within 2 weeks of verification to the mailing address provided during verification.
  5. OFFER DETAILS: A $200 Gift Card offer. Allow 4-6 weeks from the date the Mortgage is closed to receive your gift card by mail. Any Federal, State or Local taxes and surcharges are the responsibility of individual Participant in the Program. Gift cards are nontransferable and no cash substitutions, exchanges or refunds are permitted. Gift cards cannot be replaced if lost or stolen.
  6. GENERAL: Sponsor reserves the right to restrict, suspend or otherwise alter the Terms and Conditions of the Program with or without notice. This Program is void where prohibited or restricted by law and subject to all applicable laws. Sponsor and its affiliates, officers, directors, agents and employees will have no liability for any claims arising in connection with participation in this Program or use of Offer.
  7. SPONSOR: The Sponsor of this Program is HSBC Bank USA, N.A., 95 Washington Street, Buffalo, New York 14203. is not a sponsor of this promotion. Except as required by law, Gift Cards ("GCs") cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at or certain of its affiliated websites. For complete terms and conditions, see GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, ™ & © are IP of, Inc. or its affiliates. No expiration date or service fees.

* Explanation of Terms
Rates as of

Annual Percentage Rate (APR) and Monthly Payment

The APR is the annual cost of the loan and includes fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) indicating the total cost of the loan. The APR and Monthly Payment calculation below are based on a loan amount of $417,001 for the purchase of an owner occupied property, a down payment of 20%, closing costs of $1,300.00, 15 days of prepaid interest and an interest rate with a 60-day lock period. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. The APR shown for Adjustable Rate Mortgages (ARMs) may increase or decrease after loan closing. The payment shown for ARMs is the initial monthly payment that may increase or decrease after the initial fixed rate period.

Current Rates

Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates available to most customers. Your individual rate may vary.

Payment Examples:

5/1 ARM Jumbo Premier Deluxe: The total repayment term for this ARM loan is 30 years or 360 payments. For the first 60 months, the payment will be $'MonthPayment' with a corresponding simple interest rate of 'Rate'%; for the remaining 300 months, the payment will be $'Amortiztion1' with a corresponding simple interest rate of 'AdjustedRate'%.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

†† Investments, Annuity and Insurance Products:


Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.


我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。


我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.

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Offer code:


Quote the offer code when applying on 855.280.8700 to receive a $200 Amazon Gift Card when you close on a 5/1 ARM3 Premier Deluxe Mortgage.

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