Apply | Special Mortgages | HSBC
How to apply for a CommunityWorks®1, SONYMA2, VA or FHA Loan
Step 1: Pre-Approval and Application
A mortgage pre-approval can simplify the home-buying process. We will check your financial background to determine how much money you are qualified to borrow and the estimated interest rate you will pay.
Apply in one of three ways:
Step 2: Submit all required documentation
Your dedicated Mortgage Consultant will provide you with a list of specific documents along with estimated closing costs and loan terms.
Step 3: Loan approval process
Your Mortgage Consultant will help you through the entire approval process, from reviewing your application to scheduling your closing.
Step 4: Closing
At the closing, you will be signing legal documents and settling all of the costs needed to transfer ownership of the property.
Interested in the First Home Club Program3?
To find out if you are eligible or to apply:
- Call 888.313.7247
- Email HSBC.Grants@us.hsbc.com
1 The CommunityWorks® program is only available in Washington, D.C., and specific counties in CA, CT, DE, FL, MD, NJ, NY, PA, VA, WA. Certain income level restrictions may apply depending upon property location.
2 Available for prospective first-time home buyers in New York and New Jersey only.
3 Available for prospective first-time home buyers in New York only.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
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我们随时为您提供帮助。需要普通话或英语服务，请拨 800.711.8001（北美洲境内免费长途电话）或 716.841.6989（美国以外地区可采用对方付费方式致电）。
We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.
We're happy you have come back to complete your Online HSBC account application.
If you've started to fill out an online application for a deposit account and saved it, simply click the Retrieve an existing application link and be prepared to provide the following information:
First Name and Last Name
Social Security Number
Date of Birth
Your application will be made available for completion.
If you did not save your online application, you'll need to reapply for the product you are interested in. Simply return to the product page on the Public website that you were interested in and click the apply now button.
Thank you for your interest in HSBC. We look forward to helping you reach your financial goals.