Special mortgage programs loan application details | HSBC

Special Mortgage Programs

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How to apply for a CommunityWorks®1, SONYMA2, VA or FHA Loan

Step 1: Pre-Approval and Application

A mortgage pre-approval can simplify the home-buying process. We will check your financial background to determine how much money you are qualified to borrow and the estimated interest rate you will pay.

Apply in one of three ways:

Step 2: Submit all required documentation

Your dedicated Mortgage Consultant will provide you with a list of specific documents along with estimated closing costs and loan terms.

Step 3: Loan approval process

Your Mortgage Consultant will help you through the entire approval process, from reviewing your application to scheduling your closing.

Step 4: Closing

At the closing, you will be signing legal documents and settling all of the costs needed to transfer ownership of the property.

Interested in the First Home Club Program3?

To find out if you are eligible or to apply:

Download additional information on First Home Club program*

1 The CommunityWorks® program is only available in Washington, D.C., and specific counties in CA, CT, DE, FL, MD, NJ, NY, PA, VA, WA. Certain income level restrictions may apply depending upon property location.

2 Available for prospective first-time home buyers in New York and New Jersey only.

3 Available for prospective first-time home buyers in New York only.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

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†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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