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How to apply for a CommunityWorks®1, SONYMA2, VA or FHA Loan
Step 1: Pre-Approval and Application
A mortgage pre-approval can simplify the home-buying process. We will check your financial background to determine how much money you are qualified to borrow and the estimated interest rate you will pay.
Apply in one of three ways:
Step 2: Submit all required documentation
Your dedicated Mortgage Consultant will provide you with a list of specific documents along with estimated closing costs and loan terms.
Step 3: Loan approval process
Your Mortgage Consultant will help you through the entire approval process, from reviewing your application to scheduling your closing.
Step 4: Closing
At the closing, you will be signing legal documents and settling all of the costs needed to transfer ownership of the property.
Interested in the First Home Club Program3?
To find out if you are eligible or to apply:
- Call 888.313.7247
- Email HSBC.Grants@us.hsbc.com
1 The CommunityWorks® program is only available in NY, CA, Washington, D.C., and specific counties in CT, DE, FL, MD, NJ, PA, VA, WA. Certain income level restrictions may apply depending upon property location.
2 Available for prospective first-time home buyers in New York and New Jersey only.
3 Available for prospective first-time home buyers in New York only.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
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我们随时为您提供帮助。需要普通话或英语服务，请拨 800.711.8001（北美洲境内免费长途电话）或 716.841.6989（美国以外地区可采用对方付费方式致电）。
We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.