Share the Experience | HSBC

HSBC Share the Experience

Share the Experience by referring a friend to HSBC.

To participate in this new customer referral program, you must have an HSBC Premier or Advance relationship.

Not registered for Personal Internet Banking? Click here to sign up.

Get rewarded for being a good friend and receive $100 each time someone you refer opens a qualifying HSBC Premier1 or HSBC Advance2 checking account in the branch or over the phone. Limit of $1,000 in earnings per calendar year.
Plus, your friends can get rewarded too and receive

(Premier1 $200 or Advance2 $100)

when they use the assigned personalized referral code to open and fully fund their new qualifying checking account within 6 months of account opening in a branch or over the phone.

How do I Share the Experience?

Full offer Rules and Requirements

1. To refer a friend, you must be an HSBC Premier or Advance customer.

2. Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.

3. After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:

  • providing them with your personalized referral code
  • printing the referral form

4. When your friend opens their new qualifying Premier or Advance checking account, they simply provide the banker with your personalized referral code at account opening. For you to receive credit for the referral, the new account can only be opened in an HSBC branch or over the phone and must remain open for 15 business days.

5. Your referral bonus of $100 will be deposited to your qualifying HSBC Premier or HSBC Advance checking account within 8 weeks of your friend's account opening. Refer to the Rules and Requirements below.

To speak with an HSBC representative, call 866.909.1271.

To speak with an HSBC representative:

Call 866.909.1271

1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

2 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use their HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.

HSBC Share The Experience Rules and Requirements: HSBC Personal Internet Banking is required to obtain the personalized referral code. To receive your referral bonus, you must have an HSBC Premier or HSBC Advance relationship in the United States and not be an HSBC employee. The individual you refer must not currently hold, nor have held in the past 90 days, an HSBC personal account; and the individual you refer must provide your personalized referral code at account opening for you both to qualify to receive credit for the referral bonus. Your qualifying HSBC Premier or HSBC Advance checking account must be open and in good standing at time of referral bonus fulfillment. For both you and the individual you refer, the bonus deposit(s) to your qualifying HSBC Premier or HSBC Advance checking account will be reported on the applicable IRS form. You and the individual you refer will be responsible for any tax resulting from the referral bonus. Please consult your tax advisor if you have questions about the tax treatment of the referral bonus.

Current HSBC Customer: You will receive a $100 referral bonus to your qualifying HSBC Premier or HSBC Advance checking account for each referral who opens a new HSBC Premier or HSBC Advance checking account. The qualifying new account must only be opened in a branch or over the phone. Your referral bonus of $100 will be deposited to your qualifying HSBC Premier or HSBC Advance checking account within 8 weeks of your friend's account opening. This new qualifying account must remain open for at least 15 business days. Current HSBC customers are limited to $1,000 in referral bonuses per calendar year.

New Customer: New account must be fully funded within 6 months of account opening to receive the referral bonus. Refer to footnotes 1 and 2 above for funding requirements. The individual you referred will receive a $200 referral bonus to their new qualifying HSBC Premier checking account or a $100 referral bonus to their new qualifying HSBC Advance checking account within 8 weeks from the date their new account is fully funded. The qualifying new account must only be opened in a branch or over the phone. Refer to footnotes 1 and 2 above for funding requirements. The individual you refer may only receive a referral bonus once and can only use one referral code at the time of account opening.

The Annual Percentage Yield (APY) and balance for a Premier checking account which is accurate as of 02/23/2017 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.

The Annual Percentage Yield (APY) and balance for an Advance checking account which is accurate as of 02/23/2017 is 0.01% APY on balances of $5.00 or more but less than $2,500 and 0.01% APY on balances of $2,500 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.

Terms of use: By using the personalized referral code to refer a friend, each party waives all rights of privacy and confidentiality that each party may have with respect to the fact that each party is aware that the other may be a customer of HSBC Bank USA, N.A. ("HSBC") or its affiliates, and each party releases and relieves HSBC and its employees and agents from any and all liability in this respect. HSBC reserves the right to change or terminate this offer at its sole discretion.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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