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Is Working Abroad Right for You?

Working abroad can seem like the perfect escape from the daily grind. There’s the excitement of experiencing new sights and sounds, meeting new people and working in a totally different environment.

But the reality of working overseas doesn’t always live up to the dream. The culture might grate; the language could be too baffling to learn in an office environment and the job itself may not be what you hoped it would be.

There are plenty of pros and cons to consider if you want to work abroad, which can help you decide if an overseas job is the adventure you’re looking for:



  • The opportunity to experience a new and enriching culture that can help you personally grow
  • Moving and working abroad is one of the best ways to learn a new language and culture, immersing yourself in the country
  • A unique experience that can give you a competitive edge in the workforce
  • Many companies offer more senior job positions to people willing to move overseas
  • A beneficial relocation package and the potential to boost your base salary
  • The chance to expand both your personal and professional networks



  • The stress of packing up your life, and starting another in a foreign country
  • It can be expensive relocating to another country, paying to ship your belongings or having to find somewhere to store them; and if you’re a homeowner, having to leave your property vacant or rent it out
  • There can be a mountain of foreign work authorization paperwork to get through, especially in trying to secure a work permit or visa
  • Feeling homesick and isolated if you struggle to learn the local language and culture
  • Taxes can be very different in another country and you may still be required to pay taxes in your home country
  • Not having an international or overseas bank account, limiting your ability access the same banking services as back home


Read more on HSBC’s Beyond Banking: Decode the increasingly complex world of managing your money.

Disclosure: HSBC commissioned this article. The views and opinions expressed do not necessarily reflect the views and opinions of HSBC.