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Cash management solutions

You put your heart and soul into your business. We have the products and services to keep the heart of your business and the cash flow going strong.

To apply for HSBC Business Banking:

Merchant Services

In today’s convenience–driven world, we can help you accept various payment choices:

  • Installation of terminals
  • Lower your discounts if you already accept cards for payments
  • Maximize your cash flow by linking your HSBC business checking account to provide next business day funding availability

HSBCnet¹

Access our global internet banking platform to conduct transactions and obtain real–time information, at any time, no matter where in the world you are. Our portal provides:

  • Single sign–on access to a wide range of services and reports
  • Ability to make payments in US dollars or foreign currencies through all major payment systems
  • Up–to–the–minute foreign exchange rates for international payments using our Get Rate service
  • End–to–end security
  • HSBCnet1 mobile app gives you access to your banking in the palm of your hand

Remote Deposit Capture2

Deposit checks securely, anytime, so you can stay focused on running your business.

  • No need to leave the office or remote work location to deliver deposits to a Branch or an ATM
  • No monthly maintenance fee
  • User friendly with quick and easy set-up

Accounts Payable Management

  • Positive Pay with Check Fraud Prevention
  • Electronic Payment Authorization (EPA) to protect your accounts from unauthorized ACH debits/credits
  • Wire Transfers
  • Controlled Disbursement to eliminate guesswork in funding for check payments

Accounts Receivable Management

  • Easy Lockbox offers a low cost wholesale lockbox solution to our customers with high value payments and low mail volume (300 payments or less per month)

To apply for HSBC Business Banking:

HSBCnet services provided in the United States by HSBC Bank USA, N.A. HSBCnet features and functionality may vary by country. Subject to U.S. sanction regulations. HSBCnet Mobile services are not available in connection with HSBCnet profiles in all countries and are subject to phone provider capabilities.

2 An HSBC Business Banking checking account and active HSBCnet login is required to enroll in this product and service. HSBC’s RDC machine allows secure electronic check deposit transactions via a personal computer (PC), a desktop scanner and HSBCnet web-based software from your business location in the US.

HSBC is licensed by DTC under U.S. Patent Nos. 5,910,988,  6,032,137,  5,265,007,  5,717,868,  5,583,759,  5,930,778,  5,774,663,  5,787,403,  5,899,982,  6,594,647,  6,341,272,  5,974,146,  and 6,182,052.

Remote Deposit Capture Service customers are subject to Bank approval.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.