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Everyday banking

Everyday banking

We share your passion. And we back it up by providing checking and savings options to help make each and every day a success. Book an Appointment

Business Checking

Unlock your business' potential and tap into our business banking expertise. HSBC helps you bank more efficiently.

  • Opportunities to waive the low monthly fee
  • Dedicated business customer service line
  • Support from our HSBC Business Banking Team
  • Access to HSBC€ online banking platform, HSBCnet1
  • Debit Mastercard BusinessCard® for purchasing flexibility, convenience, and safety

HSBC Business First

  • A checking account built for small businesses
  • 200 free transactionsi per statement cycle
  • $30 monthly maintenance fee waived with a monthly minimum balance of $5,000 between qualifying commercial balances

HSBC Business Smart

  • A checking account that recognizes your personal and business relationship with HSBC
  • 400 free transactionsi per statement cycle
  • $30 monthly maintenance fee waived when you maintain the minimum combined balance of $25,000 between qualifying commercial and personal balances

HSBC Executive Analyzed

  • A checking account for businesses that have more sophisticated banking needs
  • Accumulate earnings credits that can be used to offset activity fees for banking services, including the $30 monthly maintenance fee


i. Refer to Terms and Charges Disclosure for eligible transactions.

Business Savings

A savings account is an essential resource in managing your business. With higher returns for higher balances, the more money you put in, the more you earn:

  • Moderate minimum balance requirement
  • Easy access to your funds

Business CDs

Invest any surplus funds you may have for a period of time:

  • Choose the term that best fits your needs — as little as seven days up to ten years
  • Funds are easily accessible at maturity

To apply for HSBC Business Banking:


1 HSBCnet services provided in the United States by HSBC Bank USA, N.A. HSBCnet features and functionality may vary by country. Subject to U.S. sanction regulations. HSBCnet Mobile services are not available in connection with HSBCnet profiles in all countries and are subject to phone provider capabilities.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.