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Finance for the future

No matter what drives your business, HSBC is dedicated to helping it reach its full potential. Our financing options can help you maximize working capital to fund your growth. Book an Appointment

Lines Of Credit¹

We offer lines of credit with flexible repayment terms to cover working capital and acquisitions:

  • Allows qualified borrowers to take advantage of supplier discounts or unexpected opportunities
  • Rates: floating based on HSBC Prime2

Term Loans³

If you are ready to expand your business, we can help facilitate the right term and loan amount to finance leasehold improvements, property acquisition, investments in technology, expansion, and other long–term objectives:

  • Flexible repayment schedules can match cash flow
  • Rates: fixed or floating

Small Business Administration (SBA) Loans

Whether you’re looking to start, build, or grow your business, HSBC’s SBA Loan Programs are a smart solution. To learn more, please speak with our specialists.

SBA logo

To apply for HSBC Business Banking:

1 The Line of Credit is subject to credit approval, your continued creditworthiness and compliance with terms and conditions of the line.

2 Floating interest rates are determined by adding the applicable spread to the HSBC Prime Rate. The HSBC Prime Rate is the rate publicly announced by HSBC Bank USA, N.A. as its Prime Rate and is subject to change.

3 Term Loans are subject to credit approval and applicable terms and conditions.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.