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Step into a Welcome Deposit of up to $450.

Be bold and explore. No borders checking account.

These offers end September 30, 2020.

We invite you to take advantage of our Welcome Deposit checking offers for new customers of up to $450 who open an eligible HSBC checking account with qualifying activities. Just choose the account that best suits your needs.

These offers are available only online for applications completed using the Apply now button on this webpage. Applications submitted through other pages on our website will not qualify for these offers.

Premier Checking

Ideal when you need exclusive products and services you can access globally

Get a $450 Welcome Deposit1 with a new  HSBC Premier1 checking account with  qualifying activities.

Advance Checking

Ideal when you want a banking account that helps make more out of your money

Get a $200 Welcome Deposit10 with a new HSBC Advance10 checking account with qualifying activities.

What you need to apply online

  • You must be 18 years of age and have a Social Security Number
  • Current U.S. residential address and a U.S. residential address for the past two years
  • Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
  • Account information for funding your new account

For a limited time, we invite you to take advantage of our Welcome Deposit offer of $4501 for starting a new Premier1 relationship by opening a new HSBC Premier checking account with qualifying activities. 

✔ Open your new HSBC Premier checking account online, using this offer page, by September 30, 2020; and

Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening

 

You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account within eight weeks after completing all qualifying activities. It's that simple.

Premier checking is subject to a monthly maintenance fee if the minimum requirements are not maintained.1

No Fees
  • Everyday banking
    No fees on everyday banking transactions2
  • No wire transfer fees
    No incoming3 or outgoing4 wire transfer fees
  • No foreign transaction fees
    No foreign transaction fees on your Premier debit or credit card
  • No ATM fees
    No U.S. HSBC ATM fees5 worldwide and unlimited Third Party ATM rebates within the U.S.6
No Hassle
  • Flexible eligibility
    Flexible eligibility criteria1, making it easier to become a Premier client
  • Shared Premier status
    Ability to extend your Premier status to up to four family members7
  • Do business on your terms
    Choose how, when and where you want to do business with your dedicated Premier Relationship Manager
No Borders
  • Emergency cash worldwide
    Emergency cash of up to U.S. $10,0008 or local currency equivalent at HSBC Premier Centers and HSBC branches around the world should your wallet be lost or stolen
  • Global Premier status
    Automatic Premier status in all countries where you bank with HSBC affiliates.
  • Global View and Global Transfers9
    Access your eligible worldwide HSBC deposit accounts online and transfer funds between them

HSBC PREMIER WELCOME DEPOSIT CHECKING OFFER

1 HSBC Premier $450 Welcome Deposit Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage. You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online. To qualify for the HSBC Premier $450 Welcome Deposit you must: (1) open your new HSBC Premier checking account from June 30, 2020 through and including September 30, 2020; and (2) make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening. You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month. Customers who held any HSBC consumer deposit or investment account June 29, 2017 through and including June 29, 2020 are not eligible for this offer. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities. All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes. Your HSBC Premier checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment. The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form. To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, and in good standing at the time of fulfillment.

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain:

  • Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts; OR
  • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
  • HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
  • Consumers who maintain Jade status.

A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained. 

The Annual Percentage Yield (APY) and balance for an HSBC Premier checking account which is accurate as of {{currentDate}} is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings. 
 

2 A monthly maintenance fee may apply if certain requirements are not maintained. No HSBC U.S ATM fees when using a third party ATM and unlimited rebates from third party ATM fees in the U.S. Legal Processing fees may apply.

3 Incoming wire transfers may be subject to fees from non-HSBC financial institutions. Please check your account terms and charges for further details. HSBC is not responsible for these charges.

4 For applicable transfer fees, please refer to the Pre-Payment and Receipt Disclosures received at the time of your wire transaction.

5 You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.

6 Available only on U.S. non-HSBC ATM transactions initiated from HSBC Premier checking, Premier Asset Management, HSBC Premier Savings account, and HSBC Promotional Premier Savings account. HSBC will rebate qualifying ATM third-party surcharge fees incurred with a credit to your account on the first business day of the following calendar month. 

7 You may link qualifying accounts to help avoid some fees and extend relationship benefits to those accounts. If you do not maintain one of the requirements for the monthly maintenance fee waiver, the linked qualifying accounts may also be charged a monthly maintenance fee. By linking qualifying accounts, each party waives all rights of privacy and confidentiality that each party may have with respect to the fact that each party is aware of the other parties monthly maintenance fee status, and that the other may be a customer of HSBC Bank USA, N.A. (“HSBC”) or its affiliates, and each party releases and relieves HSBC and its employees and agents from any and all liability in this respect.

8 HSBC Premier clients can receive an emergency encashment of up to U.S. $2,000 or local currency equivalent immediately or up to U.S. $10,000 or local currency equivalent upon authorization from local country. You will just need to show proper identification at any HSBC branch. Encashment is dependent on your available balance; local country limitations may apply.

9 Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.



HSBC ADVANCE WELCOME DEPOSIT CHECKING OFFER

10 HSBC Advance $200 Welcome Deposit Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage. You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online. To qualify for the HSBC Advance $200 Welcome Deposit you must: (1) open your new HSBC Advance checking account from June 30, 2020 through and including September 30, 2020; and (2) make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening. You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month. Customers who held any HSBC consumer deposit or investment account from June 29, 2017 through and including June 29, 2020 are not eligible for this offer. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities. All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes. Your HSBC Advance checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment. The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form. To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, and in good standing at the time of fulfillment.

To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain:

  • Balances of $5,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts; OR  
  • Monthly recurring direct deposit from a third party to an HSBC Advance checking account; OR 
  • An HSBC U.S. residential mortgage loan. Home Equity products are not included. 

A monthly maintenance fee of $25 will be incurred if one of these requirements is not maintained.

The Annual Percentage Yields (APYs) and balances for an HSBC Advance checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings.

11 Data rate charges from your service provider may apply.  HSBC Bank USA, N.A. is not responsible for these charges. HSBC Mobile Banking App is available for iPhone®, iPad®, AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM.

12 U.S. Advance customers can obtain up to $10,000 USD or local currency equivalent after authorization by the account holding country. You will just need to show proper identification at any HSBC branch. Encashment is dependent on your available balance; local country limitations may apply.

13 The maximum outbound and inbound limit for U.S. HSBC accounts is $200,000 per transaction and per day. Other countries may have local limit restrictions. Check with your destination country for limit information.

14 HSBC Preferred Mortgage requires combined personal deposit and investment* balances of at least $10,000 U.S. Dollars or equivalent at any member of the HSBC Group (in the U.S. or home country). The minimum balance requirement must be fully funded before the closing of the mortgage loan.  To learn more about the Preferred Mortgage requirements contact an HSBC branch or call 844.472.2684.

15 Option to reduce closing costs through higher interest rates.

16 For the first $25,000 in new purchases within the first twelve (12) months from Account opening, you will earn three (3) Rewards Program points (“points”) per dollar on dining and select entertainment purchases, and two (2) points per dollar on all other purchases. After the first $25,000 in new purchases, or the first 12 months from Account opening, whichever comes first, you will earn two (2) points per dollar on dining and select entertainment purchases, and one (1) point per dollar on all other purchases. Points do not apply to account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Advance Mastercard® credit card must be open and in good standing in order to earn points.

iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

Android and Google Play are trademarks of Google LLC

App Store is a service mark of Apple Inc.

HSBC Advance Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Advance10 or Premier1 relationship. To learn more, speak with an HSBC branch representative.

How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments).

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

* Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.