Don't miss out. This offer ends March 29, 2019.

Get a $750 Welcome Deposit for eligible new customers who open a new HSBC Premier1 checking account with qualifying activities.

This offer is available only online for applications completed using the Apply now button on this webpage. Applications submitted through other pages on our website will not qualify for this offer.

✔ Open your new HSBC Premier1 checking account online by March 29, 2019; and

Deposit a minimum Qualifying Balance of $100,000 or more in New Money2 in combined checking, savings and/or eligible investment accounts within 30 calendar days of account opening3; and

✔ Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.

You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.

What you need to apply online

  • You must be 18 years of age and have a Social Security Number
  • Current U.S. residential address and a U.S. residential address for the past three years
  • Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
  • Account information for funding your new account

Personal support

  • Your Premier Relationship Manager can take the time to understand your unique financial goals so they can help you on your journey to achieving your lifelong ambitions and milestones
  • Priority phone service - 24 hours a day, 7 days a week along with online and Mobile Banking4

Access to prestigious products and services

  • Receive unlimited ATM third-party surcharge fee rebates when using another bank's ATMs in the U.S. to access your Premier accounts5
  • Access up to 3 million in financing on the HSBC Deluxe Mortgage6
  • Competitive Rates7
  • HSBC Premier Savings account8 - one of our highest-earning savings accounts

Exclusive global benefits

  • Automatic HSBC Premier status in all countries where you bank with HSBC affiliates
  • Free international account opening and portable HSBC credit history9
  • Emergency cash of up to $10,000 USD 
    (or local currency equivalent)10

Your choice of two premium credit cards

  • Apply for an HSBC Premier World Mastercard® credit card and if approved, earn 35,000 Rewards Program Bonus Points, worth at least $400 in air travel, when you spend $3,000 or more within the first three months from Account opening11
  • Apply for an HSBC Premier World Elite Mastercard® credit card and if approved, earn 50,000 Rewards Program Bonus Points after spending $4,000 in the first 3 months after Account opening. 50,000 Bonus Points are worth $750 in airfare when booked online through HSBC Rewards12
  • Redeem Points for flights, hotel reservations and car rentals using our online travel site; or, book your own airline travel, and receive a statement credit to reimburse the cost
  • Enjoy no Foreign Transaction Fees with either credit card

Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on this webpage. You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past three years to apply for a deposit account online. Customers who held an HSBC consumer deposit or investment account from December 28, 2015 through and including December 28, 2018 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.

HSBC Premier checking $750 Welcome Deposit: For this offer, New Money2 is required. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated by averaging the end of Business Day balances every Friday throughout the total offer period.

Your HSBC Premier checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Premier checking account will be reported on the applicable IRS form.

Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.

The Annual Percentage Yield (APY) and balance for an HSBC Premier checking account which is accurate as of {{currentDate}} is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.

1.    To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $100,000 in combined U.S. Dollar personal deposit accounts and investment* balances. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

2.    New money is defined as funds or positions not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401 (k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts.

3.    Account opening date is considered day one of the 30 calendar days count.

4.    The HSBC Mobile Banking App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.

5.    Available only on U.S. non-HSBC ATM transactions initiated from HSBC Premier checking, Premier Asset Management, HSBC Premier Savings account, and HSBC Promotional Premier Savings account. HSBC will rebate qualifying ATM third-party surcharge fees incurred with a credit to your account on the first business day of the following calendar month.

6.    HSBC Deluxe Mortgage requires combined personal deposit and investment* balances of at least $75,000 U.S. Dollars or equivalent at any member of the HSBC Group (in the U.S. or home country). The minimum balance requirement must be fully funded before the closing of the mortgage loan. To learn more about the Deluxe Mortgage requirements contact an HSBC branch or call toll free at 844.472.2684.

7.    Discounts and loan amounts depend on specific program and may require certain personal deposit and investment* balances, reserves, equity and automatic payment from  an HSBC U.S. checking account. For home equity, the Premier and Advance APR include an auto-pay discount of .50% and .25%, respectively.

8.    To qualify for an HSBC Premier Savings account, you need to maintain an HSBC Premier relationship.

9.    Not available in all countries. International account opening may be subject to approval based on local regulations and policies of country or application.

10.  HSBC Premier clients can receive an emergency encashment of up to U.S. $2,000 or local currency equivalent immediately or up to U.S. $10,000 or local currency equivalent upon authorization from local country. You will just need to show proper identification at any HSBC branch. Encashment is dependent on your available balance; local country limitations may apply.

11.   The 35,000 Rewards Program Bonus Points (“Bonus Points”) offer applies when you open a new HSBC Premier World Mastercard® credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening (“Promotional Period”). The Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.

12.   The 50,000 Rewards Program Bonus Points (“Bonus Points”) offer applies when you open a new HSBC Premier World Elite Mastercard® credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening (“Promotional Period”). The 50,000 Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Elite Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.


* Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

HSBC Premier World and Premier World Elite Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.