Top of main content

Earn up to $180

For making everyday transactions

Starting from the first month after you receive the invitation, you can earn up to $180 ($30 max per month) for six consecutive months, when you use HSBC for your everyday banking transactions.

How it works

  • Use your eligible HSBC Mastercard® card(s) at least 10 times a month to make purchases and earn $15 per month1 


  • Pay 3 bills a month using HSBC’s Bill Pay and earn $15 per month1

Continue to make 10 purchases and 3 Bill Pays every month for 6 months and earn up to $180.

The Card Offer and/or Bill Pay Offer will be automatically credited to your HSBC Premier checking account approximately eight weeks after meeting that month’s qualifying activities.

Questions about this offer?

1 This Promotion is non-transferrable and is only available to the recipient of this invitation. This Promotion includes two Offers, each requiring qualifying activities and is available from the first full calendar month after the date you receive this invitation and is valid for 6 consecutive calendar months (“Promotional Period”).

To qualify for the Card Transaction Offer (“Card Offer”), up to $90 ($15 max per month), you must have an Eligible HSBC Mastercard® Card (“Eligible Card(s)”) issued to you by HSBC Bank USA N.A. and complete at least 10 eligible new purchases per calendar month using your Eligible Card(s) during the Promotional Period. Eligible Card(s) includes HSBC Debit Mastercard® card(s) linked to your HSBC Premier checking account and/or HSBC Mastercard® credit card(s). Debit card transactions excluded from eligible purchases include, but not limited to, ATM cash withdrawals. Credit card transactions excluded from eligible purchases include balance transfers, credit card checks, cash advances or overdrafts. Transactions must post to your Eligible HSBC Mastercard® Card within the calendar month to qualify.

To qualify for the Bill Pay Offer (“Bill Pay Offer”), up to $90 ($15 max per month), you must be registered for Online Banking and complete at least 3 Electronic Bill Pay transactions to third party payees per calendar month during the Promotional Period. Electronic Bill Pay is defined as paying bills from your HSBC Premier checking account using HSBC’s Bill Pay service available on HSBC’s Personal Internet Banking or the HSBC Mobile Banking App. (Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.) Transfers between internal or external accounts do not qualify as an HSBC Bill Payment. 

You will automatically receive the Card Offer and/or Bill Pay Offer into your HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities. Limit one “Card Offer” and one “Bill Pay Offer” per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes. The Promotion to your HSBC Premier checking account will be reported on the applicable IRS formAll promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Visit detailed and up-to-date information, or consult your local branch. To be eligible for the Promotion, your HSBC Premier checking account must be open without being changed to a product with lower requirements and in good standing at the time of fulfillment. Retain these Offer Terms and Conditions for your records.

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain:

• Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR

• Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR

• HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.

• Consumers who maintain Jade status.

A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

The Annual Percentage Yields (APYs) and balances for an HSBC Premier checking account which is accurate as of {{currentDate}} is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.

HSBC Debit Mastercard® cards are issued by HSBC Bank USA, N.A.

HSBC Credit Cards are issued by HSBC Bank USA, N.A., subject to credit approval and may require a U.S. HSBC checking account relationship. To learn more, speak with any HSBC Branch Representative.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

‡Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Mortgage and Home Equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A.