To get coverage:

You must pay the entire cost of the hotel or motel room with your HSBC Premier World Mastercard® credit card and/or accumulated points from your HSBC Premier World Mastercard® credit card.

To initiate a claim, go to www.mycardbenefits.com or call 1-800-Mastercard within sixty (60) days of the incident. 

Certain restrictions, limits and exclusions apply. Download your HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure.