To get coverage:

You must pay the entire cost of the common carrier ticket(s) with your

HSBC Premier World Mastercard® credit card and/or accumulated points from your HSBC Premier World Mastercard® credit card.

How to file a claim:

1. To initiate a claim, go to www.mycardbenefits.com or call 1-800-Mastercard within sixty (60) days of the incident. 
2. Report within twenty-four (24) hours any loss or damage to the common carrier.

Certain restrictions, limits and exclusions apply. Download your HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure.