Unlimited Rewards Program Points with no expiration

50K introductory offer

Earn 50,000 Rewards Program Bonus Points worth $750 in airfare – when booked online through HSBC Rewards – after spending $4,000 in the first 3 months of account opening1

3X travel points

You’ll earn 3X Rewards Program Points on new travel purchases – including airline, hotels, and car rentals

2X dining Points

You’ll earn 2X Points on new dining purchases

1X Points on all other purchases

You’ll earn 1X Points on all other purchases

$395 annual fee. view footnote 2 for details
  • Add authorized users for $65 each2
  • No Foreign Transaction Fees
  • Competitive, variable APR of 16.99% or
    20.99%2 on Purchases and Balance Transfers

Explore this card

Travel benefits

$100 Annual Air Travel Credit

Receive up to $100 in statement credits annually as reimbursement for travel purchases charged to your card, including tickets, seat upgrades, baggage fees, or in-flight purchases5.

Airport Lounge Access & Discounts

Enjoy complimentary membership to over 1000 airport lounges worldwide. Get two free lounge visits per year (additional visits are only $32 per person). Save up to 15% at hundreds of airport retailers5, including duty free shops, restaurants and spas.

10% off at Expedia, Agoda or onefinestay 

10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay5

Everyday values and experiences

ShopRunner

Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores5.

Uber and Lyft

Receive up to $100 in statement credits annually for rides with Uber and Lyft5.

Fandango

Earn $5 in Fandago rewards for every 2 movie tickets purchased5

Peace of mind

Mastercard ID Theft ProtectionTM

If your identity is compromised, you’ll receive one-on-one support until your claim is resolved5

Identity Fraud Expense Reimbursement

Provides expense reimbursement in the event your identity is compromised through identity fraud5

Cellular Wireless Telephone Protection

Provides reimbursements up to $800 per claim if your cellphone is stolen or damaged5

Tap & go® with any HSBC credit card

Tap & go® contactless payments are faster than swiping or inserting your card for payment.

It's easy!

  • Place – Simply place your HSBC credit card close to a contactless payment terminal
  • Hold – Briefly hold your card close to the terminal until it confirms the payment with a green light or beep,
  • Done – Follow the prompts, and you're done!

Thousands of merchants accept contactless payments – use your card wherever you see the contactless symbol.

† Summary of Terms can be accessed here

HSBC Premier World Elite Mastercard® credit card Guide to Benefits brochure can be accessed here

HSBC Premier World Elite Mastercard® credit card Rewards & Benefits brochure can be accessed here

How to apply

To apply for an HSBC Premier World Elite Mastercard® credit card, you must have an existing U.S. HSBC Premier checking7 account relationship.

I have an HSBC Premier checking account relationship

New to HSBC

To apply for an HSBC Premier World Elite Mastercard® credit card7, you must have an existing U.S. HSBC Premier checking account relationship. Explore the benefits today.

Existing HSBC Customer

Log on to Personal Internet Banking to apply for an HSBC Premier World Elite Mastercard® credit card.

PhoneContact our 24/7 Premier Customer Relationship Center.

Toll-free from within the U.S. or Canada:

888.662.HSBC (4722)

From everywhere else:
716.841.6866

In Person

Find the branch closest to you to apply in person.

I don’t have an HSBC Premier checking account relationship

Applying to become an HSBC Premier client7 has many benefits beyond access to the HSBC Premier World Elite Mastercard® credit card.

As an HSBC customer, you’re automatically enrolled in our fraud alert program.

See your FICO® score for free, along with key score factors, on your monthly statement.

All HSBC Credit Cards are available with Apple Pay,
Google Pay, and Samsung Pay.

1 The 50,000 Rewards Program Bonus Points (“Bonus Points”) offer applies when you open a new HSBC Premier World Elite Mastercard® credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening (“Promotional Period”). The 50,000 Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Elite Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.

2 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. The information may have changed after that date. To find out what may have changed, call 888.662.HSBC (4722). A variable Purchase APR applies to credit card purchases and will be either 16.99% or 20.99%, depending on your credit worthiness. A variable Balance Transfer APR applies to balance transfers and credit card checks and will be either 16.99% or 20.99%, depending on your credit worthiness, for the HSBC Premier World Elite Mastercard® credit card. The variable Cash APR applies to cash advances and overdrafts and is 26.99%. Your APRs may increase to the variable Penalty APR of 31.99% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Balance Transfer Fee of either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check. A Cash Advance Fee of either $5 or 3%, whichever is greater, will apply on each cash advance transaction. There is no Overdraft Transaction Fee or Foreign Transaction Fee. A $395 Annual Fee will apply for HSBC Premier World Mastercard® Elite credit card account clients who have a qualifying U.S. HSBC Premier1 checking account relationship, and a $65 Annual Fee will apply to each Authorized User. See Summary of Terms for details

3 Certain restrictions, limits and exclusions may apply. Full details will be sent when you become a customer.

4 Customers can choose to receive cash back redemptions as a direct deposit into their HSBC Bank USA, N.A. Checking or Savings Account, or as a statement credit on their HSBC Credit Card. For complete eligibility details, refer to the HSBC Premier World Elite Mastercard® credit card Guide to Benefits brochure, which will be supplied to all new customers following the receipt of their card.

5 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. Please refer to the HSBC Premier World Elite Mastercard credit card Rewards and Benefits brochure and Mastercard® Guide to Benefits brochure, which will be supplied to all new customers following the receipt of their card.

6 The Mastercard® Concierge Service is provided by Aspire Lifestyles. Certain restrictions, limitations and exclusions may apply. This service is administered by a company not affiliated with HSBC Bank USA, N.A

7 HSBC Premier World Mastercard® requires a U.S. HSBC Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements please visit https://www.us.hsbc.com/premier/ or speak with your Relationship Manager.

How you earn Rewards Program Points or Cash Rewards: You earn Points or Cash Rewards when you use your card to make new purchases (minus returns, credits and adjustments).

HSBC Premier World Elite Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier1 relationship. To learn more, speak with an HSBC Premier Relationship Manager.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard and Tap & go are registered trademarks of Mastercard International Incorporated.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Google Pay is a trademark of Google LLC.

Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.