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The enhanced HSBC Premier World Elite Credit Card

New for 2021, we’re improving travel benefits, offering new Rewards, and more.

Coming soon - what’s new for you in 2021

We listened when you told us what you expected from a premium credit card. 

For starters, you’ll now be getting unlimited LoungeKey™ airport lounge visits for you and a guest. Just one example of an improvement we’re making to enhance your experience.

Here’s more of what you’ll soon enjoy:

2X Points on Home and Health1

Take advantage of 2X Points on everyday needs like grocery, gas, healthcare and pharmacy expenses. 

  • Up to $3k total spend between January and June 2021

Travel Credit2

Up to $400 per year for all travel booked through HSBC Travel powered by Priceline®.

  • Spend $2000 get $100 statement credit; up to four times per year
  • Includes airfare, hotels and car rentals

Unlimited airport lounge visits3

  • Complimentary access for cardholder and one guest
  • Mastercard Airport Experience provided by LoungeKey™

Travel Services Medical Protection Insurance3

  • Emergency Medical Insurance
  • Emergency Evacuation Insurance
  • Repatriation Insurance
  • $2,500 per claim, with $50 deductible, secondary coverage

Lyft Rideshare Credit3

  • Take five rides per month and receive a $10 Lyft Credit (in app)

Luxury Thank You Gift4

  • Get up to three surprise luxury gifts when you spend $50,000, $75,000 and $100,000 per year


1 From January 1, 2021 through June 30, 2021, you will earn two (2) Points on the first $3,000 in purchases made at stores or retailers classified under the following merchant category codes (MCC): 5122 Drugs, Drug Proprietors, and Druggists Sundries, 5912 Drug Stores, Pharmacies, 5300 Wholesale Clubs, 5411 Grocery Stores / Supermarkets, 5422 Freezer and Locker Meat Provisioners, 5441 Candy Stores / Confectionery Stores / Nut Stores, 5451 Dairy Products Stores, 5462 Bakeries, 5499 Misc. Food Stores - Convenience Stores and Specialty Markets, 5541 Service Stations, 5542 Fuel Dispenser, 5047 Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies, 5975 Hearing Aids—Sales, Service, Supply Stores, 5976 Orthopedic Goods—Artificial Limb Stores, 8011 Doctors, 8021 Dentists, Orthodontists, 8031 Osteopathic Physicians, 8041 Chiropractors, 8042 Optometrists, Ophthalmologists, 8043 Opticians, Optical Goods, and Eyeglasses, 8049 Chiropodists, Podiatrists, 8050 Nursing and Personal Care Facilities, 8062 Hospitals, 8071 Dental and Medical Laboratories, 8099 Health Practitioners, Medical Services. When you reach the benefit cap (e.g., you spend $3,000 on purchases in Home and Health categories to earn 2X Points on these purchases) you will earn 1X Points for future purchases. HSBC is not responsible for 1) the merchant's transaction description, 2) selection of MCC, 3) delays in the merchant submitting the transaction or 4), if the transaction date provided by the merchant differs from your actual purchase date.

2 Travel Credit: You will receive an automatic $100 Travel Credit for every $2,000 spent in travel purchases (minus returns, credits and adjustments) booked through HSBC Travel powered by Priceline, up to a maximum of $400 per calendar year. Travel booked with Points is not eligible for Travel Credit. Your Travel Credits will post automatically to your credit card statement in 1-2 billing cycles. To receive the Travel Credit Your HSBC Premier World Elite credit card must be open and in good standing.

3 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard, or HSBC Bank USA, N.A.

4 You will receive an exclusive Luxury Thank You Gift when you reach each benchmark $50,000, $75,000 and $100,000 in new purchases (minus returns, credits and adjustments) made using your HSBC Premier World Elite Mastercard® credit card. To qualify for the Luxury Thank You Gift, the eligible transactions must be within the same calendar year (January 1 through December 31). Balance transfers, checks, cash advances and overdrafts are not eligible transactions. Cardholders can receive up to 3 Luxury Thank You Gifts per calendar year. To receive the Luxury Thank You Gift, your HSBC Premier World Elite credit card must be open and in good standing. HSBC Bank USA, N.A. is not responsible for delays in the merchant submitting the transaction or if the transaction date provided by the merchant differs from your actual purchase date. Once you qualify, a Luxury Thank You Gift will be shipped to the billing address associated with the credit card account within 4-6 weeks.

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