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Account Opening

You're a few clicks away from enrolling in HSBC Advance


Reminder:  An Advance Savings account requires you to first open an Advance checking account.  If you do not already have an Advance checking account we will direct you to the application to apply.  Once this account is fully opened, you will need to come back and apply for the Advance Savings account.

To qualify for an HSBC Advance relationship, you are required to:

  • Open an HSBC Advance checking account; and
  • Maintain combined U.S. personal deposit and investment balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle


  • Business owners may use their commercial balances to qualify for a personal HSBC Advance relationship 
  • A monthly maintenance fee of $25 will be incurred if the minimum balance requirements are not maintained
  • Please contact the Customer Service Center for information regarding qualifying commercial balances
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.  Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.  HSI is an affiliate of HSBC Bank USA, N.A.


All accounts will get the interest rates and Annual Percentage Yields (APYs) in effect when the account is opened and funded online. See Terms and Charges Disclosures for more information.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.