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Earn up to a $400 Welcome Deposit when you open a new business checking account1

Limited time offer
Call us at 833.722.4722 or

For a limited time, earn up to $400 when you take advantage of our Welcome Deposit for opening a new HSBC business checking account1 and meet these four qualifying criteria:

  • Open your new HSBC business checking account by 4/30/21; and
  • Deposit the minimum Qualifying Balance1 in New Money2 in the eligible HSBC business checking account within 60 calendar days of account opening; and
  • Complete 6 qualifying transactions3 within 60 calendar days of account opening. Qualifying transactions include: debit card purchases, any check deposited or written, ACH debits and credits, incoming and outgoing Real-Time Payments®4, and incoming and outgoing wires; and
  • Maintain at least the minimum Qualifying Balance(s) in your eligible business checking account for 90 calendar days from the date you deposit the initial minimum Qualifying Balance.

You will automatically receive the Welcome Deposit in your new HSBC business checking account approximately eight weeks after completing all qualifying activities.

Get started

HSBC Fusion serves businesses* that: 

  • Are U.S. based
  • Have annual sales up to USD $5 Million

Contact us

  • Monday - Friday: 8AM - 9PM EST

    Saturday: 8AM - 4:30PM EST

Here’s what HSBC Fusion can do for you

Gives you clarity

Seamlessly manage your business and personal finances.

Side by Side Balance View5

View both your business and personal account balances via our HSBCnet6 online banking portal.

Get Rate

Making wires abroad? Take advantage of HSBCnet’s6 Get Rate service to obtain real-time foreign exchange rates to help save money on international wires.  

Saves you time

Get connected to the services and support you need to get things done.

One point of access

Simplify your life by having one point of contact for both your business and personal banking needs. 

One contact number

Become an HSBC Fusion customer and use our dedicated service line (1.833.722.4722) to help manage both your business and personal accounts.   

Helps you get ahead

Get access to funding, advice and opportunities.

Total balance recognition7

Learn how HSBC Fusion recognizes both your business and personal HSBC balances to waive unwanted fees. 

Mobile Point of Sale Service

An innovative Merchant Services8 solution to support your payments processing needs.  

HSBC Fusion products and services

Everyday banking

Choose the solution that’s right for you, from our suite of business banking products.


Business checking accounts


Business savings accounts


Business CDs


Business debit card


Business credit card


HSBCnet6 online banking


Take advantage of our lending products to help support your business’ growth.


Lines of credit


Term loans


Small Business Administration (SBA) loans9

Cash management

Access solutions to streamline your cash flow.


Merchant Services


Accounts payable 


Accounts receivable

Specialized services

Connect to services to help you plan for the future.


Escrow account


Interest on Lawyer Accounts (IOLA)


Key person insurance10


Succession planning

Small Business Spotlight Series

“When we arrived in Miami from France, I didn’t speak any English. Thankfully we found ourselves in a community that really embraced us, including HSBC.”


– Eva Labi, Owner of Café Vert

* If your business is not U.S. based or if you have annual sales above USD $5 million, click here to learn more about how HSBC can support your needs.

Offer Terms and Conditions: This offer runs from January 4, 2021 through April 30, 2021 and is available only in a U.S. HSBC branch. Customers who held any HSBC business account (including but not limited to loans and credit cards) from January 3, 2017 through and including January 3, 2021 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.

 1“HSBC Business Checking account” refers Fusion First, Fusion Smart and Fusion Professional accounts. Earn up to $400 when you open a new HSBC business checking account and fulfill all offer terms and conditions: $200 when you open a Fusion First account, $300 when you open a Fusion Smart account, or $400 when you open a Fusion Professional account. If you change to, or subsequently open an additional product with a higher or lower balance requirement, you will receive the bonus that corresponds to the initial product you opened. If you open more than one HSBC business checking account and close the first HSBC business checking account within the requirement period, you will not be eligible for the bonus. Your HSBC business checking account (Fusion First, Fusion Smart or Fusion Professional Account) must be in good standing at time of gift fulfillment.  

a. To be eligible for this promotion, qualifying new money balances as highlighted below must be made and maintained for 90 days into one of the following accounts:

• Fusion First Checking Account: $5,000

• Fusion Smart Checking Account: $25,000

• Fusion Professional Checking Account: $75,000

b. The Qualifying Balances in new money outlined in 1.a. above must be held for at least 90 calendar days from the date you establish the minimum qualifying balance.

c. Monthly maintenance fees apply for all Fusion Checking Accounts, please consult your Terms and Charges Disclosures for fee amounts and waiver criteria. 

d. You may be charged additional fees by the ATM operator or network used, including a fee by another HSBC entity operating ATMS outside of the U.S. Foreign currency conversion rates may still apply.

2 New Money is defined as funds not previously held by any member of the HSBC Group in the U.S. For purposes of determining whether you have maintained the qualifying balance for the Welcome Deposit, a New Money average balance will be calculated every day to derive the average daily balance throughout the total offer period.

3 Some qualifying transactions may have an associated fee and may require HSBCnet to execute the transaction.  Refer to your HSBC business checking account Terms and Charges disclosure for fees associated with your account.  

4 RTP® is a registered service mark of The Clearing House Payments Company LLC

HSBC reserves the right to change or terminate this offer at its sole discretion.

Eligible customers who take advantage of this offer cannot receive any other Business Deposit Offers provided by HSBC Bank USA N.A. New Business Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities. The Welcome Deposit to your qualifying HSBC business checking account (Fusion First, Fusion Smart or Fusion Professional Account) will be reported on the applicable IRS form. Limit one Welcome Offer Deposit per customer. This offer is subject to HSBC policies. Certain restrictions apply.

5 Side By Side Balance View is only available to businesses with a single HSBCnet User who is also an owner of the business.  Qualifying business owners can only view individual personal deposit accounts on HSBCnet.

6 HSBCnet services provided in the United States by HSBC Bank USA, N.A. HSBCnet features and functionality may vary by country. Subject to U.S. sanction regulations. HSBCnet Mobile services are not available in connection with HSBCnet profiles in all countries and are subject to phone provider capabilities.

7 Total balance recognition is available for business banking customers with a Fusion Smart or Fusion Professional checking account.

8 HSBC Merchant Services is provided by Heartland Payment Systems, LLC.

9 A percentage of the loan is guaranteed by the SBA 

10 Whole life, universal life and term life insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.  

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC